Polk City Homes with Lake Front Water Frontage

Polk City Homes with Lake Front Water Frontage

Welcome to Polk City, Florida—a charming, small-town gem nestled in the heart of Polk County. Known for its picturesque landscapes, friendly community, and serene atmosphere, Polk City offers a unique blend of tranquility and convenience. With its strategic location just a short drive from major cities like Orlando and Tampa, residents enjoy the best of both worlds: a peaceful retreat paired with easy access to urban amenities.

One of the most alluring features of Polk City is its stunning lakefront properties. Imagine waking up to the gentle lapping of water against the shore, with breathtaking views of shimmering lakes right outside your window. Homes with lakefront frontage in Polk City provide not only a beautiful backdrop for daily life but also a lifestyle filled with recreational opportunities. Whether you enjoy fishing, kayaking, or simply relaxing by the water, these properties offer a perfect setting to embrace nature.

The local real estate market boasts a variety of homes, from cozy bungalows to spacious family residences, all designed to cater to diverse preferences and budgets. Many of these properties come with private docks or direct access to the lakes, making it easy to indulge in water activities at your leisure.

Polk City’s welcoming community, coupled with its scenic lakefront homes, makes it an ideal place for families, retirees, and anyone seeking a peaceful escape. Discover the charm of Polk City and find your dream home by the lake today!

Newest Polk City Homes with Lake Front Water Frontage

$99,900
Mount Olive Shores North SubDv. ⋅ 33868 Zip Code
Mt. Olive Shores North (MOSN) lakeview RV Lot Enjoy luxury RV living on this beautiful 60' x 120' deeded, RV pad with full hook-ups that is also a buildable lot in the highly desirable Mt. Olive Shores North (MOSN), a gated 55+ RV community in Polk City, Florida. The property features: • 21' x 90' concrete RV pad for a Class A motorhome • 10' x 14' pergola with custom removable shade cover • Full Hookups • Live on it now in your Class A motorhome and when ready you can BUILD a home on this site! • Updated sprinkler system • Attractive landscaped planting area with 6 mature crape myrtles and 2 bald cypress • Scenic view of the lake across the street • Just a short walk to Clubhouse 1 Community Amenities MOSN is one of Central Florida's premier residential RV communities and offers: • Two clubhouses • Two heated pools and spas • Two beautiful lakes • Boat ramp • FREE use of the community pontoon boat for owners • Pickleball courts • Shuffleboard courts • Dog park • Numerous clubs, events, and daily activities Conveniently located just off I-4, you're only minutes from Lakeland, Orlando, Tampa/St. Petersburg, and Central Florida's world-famous attractions. NOTE: Community restrictions that only Class A motorhomes may be on a pad only. If you build a home with an RV port than you may park any style camper within your port (even a fully open port) Own your piece of paradise and enjoy all the benefits of Florida residency—including no state income tax.

1098 Motorcoach Drive, Polk City
$115,000
Sandy Pointe SubDv. ⋅ 33868 Zip Code
Build Your Dream Home in Sandy Pointe! Welcome to Sandy Pointe, a desirable residential community in Polk City offering the opportunity to build your own home in a peaceful and growing area. This vacant residential lot provides a blank canvas for your future home, with plenty of potential to create a property tailored to your lifestyle. Conveniently located with easy access to major roadways, shopping, dining, schools, and surrounding Polk County communities, Sandy Pointe offers the appeal of a quieter setting while remaining within reach of everyday conveniences. Whether you're looking to build your primary residence or invest in land for the future, this property is worth exploring. Bring your vision and make this opportunity yours in Sandy Pointe!

109 Bayberry Drive, Polk City
$354,900
1 Beds ⋅ 1 Baths ⋅ Mt Olive Shores North Add 04 SubDv. ⋅ 33868 Zip Code
Discover this charming 1-bedroom, 1-bathroom gem nestled in the highly desirable MT OLIVE SHORES community—an area known for its peaceful setting, friendly neighbors, and sought-after RV-lifestyle amenities. This well-maintained home delivers comfort, convenience, and the perfect blend of indoor and outdoor living. Step inside to an inviting layout featuring a bright, open living area seamlessly connected to the kitchen through a classic serving window, ideal for entertaining or effortless everyday flow. The kitchen offers excellent functionality with plenty of room to personalize. Outside, this property truly shines with multiple outdoor living options—a fully enclosed patio for year-round enjoyment plus a screened-in patio perfect for morning coffee, evening relaxation, or hosting guests. Parking and storage are a breeze with both a 1-car garage and a 1-car carport, offering flexibility for vehicles, hobbies, or seasonal items. Homes in this community are in high demand—don’t miss your chance to secure this fanta

389 Nolane Lane, Polk City
$335,000
4 Beds ⋅ 3 Baths ⋅ Fountain Pk-Ph 2 SubDv. ⋅ 33868 Zip Code
Welcome to 8615 Rindge Rd in beautiful Polk City! This beautifully maintained 4-bedroom, 3-bath home offers 1,938 square feet of thoughtfully designed living space with an open-concept floor plan perfect for everyday living and entertaining. Ask about the assumable 2.5% FHA Loan! The spacious kitchen features stainless steel appliances, ample cabinetry, and a large island overlooking the dining and living areas, creating the perfect gathering space. Sliding glass doors open to a covered patio and fully fenced backyard with peaceful pond views, providing an ideal setting to relax, entertain, or enjoy Florida's beautiful weather. The private primary suite offers a generous walk-in closet and an en suite bath with a double vanity and walk-in shower. Three additional bedrooms and two full bathrooms provide plenty of space for family, guests, or a home office. Additional features include ceiling fans throughout, a dedicated laundry room with built-in shelving, an attached 2-car garage, and a BRAND-NEW ROOF INSTALLED IN JUNE 2026, giving buyers added peace of mind and long-term value. Ideally located just minutes from I-4 and State Road 33, this home offers convenient access to shopping, dining, and recreation while maintaining a peaceful neighborhood setting. Nature lovers will appreciate the nearby Tenoroc Public Use Area, and Central Florida's world-famous attractions—including Disney—are less than 30 miles away. Move-in ready and filled with desirable features, this exceptional home is ready for its next owners. Schedule your private showing today!

8615 Rindge Road, Polk City
$650,000
2 Beds ⋅ 2 Baths ⋅ Mt Olive Shores North SubDv. ⋅ 33868 Zip Code
Welcome to carefree living in one of Central Florida's premier RV residential community. An active adult (55+) communities! This beautifully maintained 2-bedroom, 2-bathroom home offers 1710 plus sq. ft. of thoughtfully designed living space with tranquil, panoramic lake views. Property Highlights: The Living Space: An open floor plan enhanced by soaring tray ceilings, elegant plantation shutters, and ceramic tile throughout the main living areas, with plush carpeting in the primary bedroom. Primary Suite: Features two oversized closets with additional overhead cabinetry for exceptional storage. His and Hers closets that extend the full wall length. Guest Suite & Bath: The guest bathroom has been tastefully updated with a relaxing soaking tub while preserving the convenience of a walk-in shower. The guest room features a stunning view of the water! Outdoor Paradise: Enjoy your morning coffee from the enclosed lakefront Florida Room, or entertain from a separate screened lanai overlooking the water—perfect for outdoor cooking! Toy Hauler’s Dream: RV owners will love the massive, covered RV port and separate garage, providing rare and exceptional space for vehicles, hobbies, and storage. This owner keeps his fishing boat in the car garage and the car in the tandom car gargare fully enclosed with retractable screens. Incredible Upgrades & Peace of Mind: This property has been meticulously cared for with zero deferred maintenance. Enjoy a massive list of recent improvements: New Roof (2023) New front entry door & front entry pavers Water softener & Reverse Osmosis system In-duct air purifier & replacement hot water circulation pump New kitchen range & replacement lanai window Gutter guards & overhead carport fans Window tinting & solar sun screens Comprehensive exterior security camera system Resort-Style 55+ Amenities: Your HOA covers your lawn maintenance so you can spend your days enjoying a vacation lifestyle! Community amenities include: 2 Clubhouses 2 Swimming pools A full calendar of daily social activities Whether you're looking for a full-time residence or the ultimate Florida winter retreat, this lakefront gem is completely move-in ready. Schedule your tour today and start living the lifestyle RVers only dream of. It's waiting for you to enjoy keeping your RV right outside your door in it's own dedicated RV port, fully enclosed to protect it for the sun and weather, when you aren't out there traveling and living the RVer's dream. #FloridaRealEstate #LakefrontLiving #ActiveAdultCommunity #MoveInReady #RVLife #CentralFloridaHomes

492 Meandering Way, Polk City
$1,200,000
4 Beds ⋅ 4 Baths ⋅ Mt Olive Shores North Add 04 SubDv. ⋅ 33868 Zip Code
WATERFRONT ESTATE WITH 50-FOOT RV GARAGE Discover exceptional lakefront living on 100 feet of pristine waterfront with dock-building potential. This impressive 3,936 sq ft two-story home combines luxury, versatility, and serious functionality—including a rare 50-foot attached RV garage. --- PRIME LOCATION Located in a gated community with 24-hour security, just steps from resort-style clubhouses. Enjoy a pool, hot tub, fitness center, tennis and pickleball courts. Second clubhouse has additional pool, hot tub, shuffleboard courts, and community pontoon boat for homeowner use. An on-site storage lot available for trailers and other vehicles. --- THE HOME * 4 spacious bedrooms (2 down, 2 up) * Large kitchen with 14 foot island and great views of the waterfront * Dedicated office/library with custom built-in desk, cabinetry, and shelving * 4 full bathrooms * Tankless propane water heating plus 22KW whole-home backup generator CHEF'S KITCHEN: 14-foot island seating six, Frigidaire five-burner induction cooktop with power boil, double ovens, dual sinks, abundant storage. Multiple sliding glass doors frame breathtaking lakefront views—seamlessly connecting indoor entertaining with outdoor living. PRIMARY SUITE: Oversized primary bedroom with separate his-and-hers bathrooms connected by shared luxury shower with dual shower heads. Private soaking tub and heated towel bars create a spa-like retreat at home. UPSTAIRS: Two large rooms with endless possibilities—additional bedrooms, office space, media room, or hobby areas. 340 sq ft room includes full bathroom with shower. 400 sq ft room provides abundant space for storage or projects. --- WORKSHOP & CREATIVE SPACE 400 sq ft climate-controlled attached workshop opening to RV garage with ceiling-mounted dust collection system for woodworking, crafts, hobbies, or any passion project. Extensive storage includes under-stair closets and attic access. Pre-plumbed propane lines ready for future upgrades (gas dryer, cooktop, fireplace, outdoor grill). --- LAKEFRONT LIVING Enjoy your private 100-foot waterfront with dock-building potential. Enjoy boating, fishing, kayaking, or watching Florida sunrises from your own shore.

381 Nolane Lane, Polk City
$999,999
4 Beds ⋅ 4 Baths ⋅ Lake Agnes Shores SubDv. ⋅ 33868 Zip Code
One or more photo(s) has been virtually staged. Under Construction. Rare opportunity to complete a truly one-of-a-kind custom Mediterranean-inspired estate in the desirable Lake Agnes area of Polk City. Situated on approximately 1.55 acres directly across from beautiful Lake Agnes, this expansive residence offers over 6,000 total square feet under roof and was designed with luxury living in mind. The hard work has already been completed, including framing, drywall, electrical, and plumbing, providing a substantial head start for the next owner. The thoughtfully designed floor plan features 4 bedrooms, 4 bathrooms, generous living spaces, and a 2-car garage, creating the foundation for an extraordinary custom home. Bring your vision and select your own finishes, cabinetry, flooring, countertops, fixtures, and design details to make this property uniquely yours. presenting a remarkable value-add opportunity for homeowners, builders, or investors. Located just minutes from I-4, with convenient access to both Tampa and Orlando, this property combines the privacy of a large homesite with the flexibility to create a custom dream home in a picturesque lake community. Opportunities like this are rarely available—finish the home you've always wanted without starting from scratch. Some photos have been digitally rendered to illustrate the home's potential upon completion. Renderings are for illustrative purposes only and may not represent the final finished product

818 Lake Agnes Drive, Polk City
$299,999
3 Beds ⋅ 2 Baths ⋅ Clearwater Estates SubDv. ⋅ 33868 Zip Code
Discover the perfect blend of comfort, style, and waterfront adventure in this beautifully updated 3-bedroom, 2-bath concrete block home. Enter through an impressive automated 16-foot gate and step into a private retreat designed for both relaxation and entertaining. Inside, enjoy abundant natural light from brand-new vinyl windows on the front and sides. The home features three distinct lanais: a spacious, climate-controlled lanai with elegant French doors—ideal for year-round enjoyment and seamless indoor-outdoor living; plus two additional screened lanais on the left and right sides. The left lanai is a true entertainer’s delight, complete with an outdoor sink and a convenient 3-sink system, perfect for prepping meals or cleaning up after a day on the water. Step out back to a generous paved patio, featuring a dedicated grilling and fish-cleaning station, a cozy fire pit, and a handy wood rack. The recently rebuilt fishing pier (2023) extends over the tranquil canal, offering a peaceful spot for casting a line or simply soaking in the serene views. Water lovers will appreciate the private boat slip, community boat ramp, dock, and direct water access—making boating, fishing, and kayaking effortless. For just $75 a year, enjoy exclusive access to the boat launch with your own key. With a newer roof (2016) and thoughtful upgrades throughout, this home is a true haven for those who love to entertain, unwind, and embrace the best of Florida’s waterfront lifestyle in a friendly, welcoming community.

421 Waterview Drive, Polk City
$730,000
4 Beds ⋅ 3 Baths ⋅ Sandy Pointe SubDv. ⋅ 33868 Zip Code
One or more photo(s) has been virtually staged. Welcome to this stunning 4-bedroom, 3-bath lakefront home located in the highly sought-after Sandy Pointe community of Polk City, FL. Perfectly situated on a premier just over half-acre lot, this property offers privacy, tranquility, and breathtaking views of Big Lake Agnes - known for its excellent fishing and boating, creating the perfect setting for both relaxation and recreation. Step inside to discover high tray ceilings in the formal living and dining areas, enhancing the home’s spacious and elegant feel. The thoughtfully designed split floor plan features a private primary suite along with an office or optional bedroom on one side of the home, while two additional bedrooms are located on the opposite side, providing comfort and privacy for family or guests. Enjoy Florida living at its finest with a screened-in pool and expansive lanai overlooking the water - ideal for entertaining or unwinding while taking in the serene lake views. This home features a 1,688 square foot freshly painted 8 car garage for your car enthusiast or for that someone that likes a lot of toys! The property also includes a large custom greenhouse, perfect for gardening enthusiasts. Additional highlights include fresh interior paint and a roof replaced in January 2021, offering peace of mind for years to come. This exceptional lakefront home combines comfort, functionality, and scenic beauty - an opportunity you don’t want to miss.

134 Bayberry Drive, Polk City
$330,000
1 Beds ⋅ 1 Baths ⋅ Mt Olive Shores North SubDv. ⋅ 33868 Zip Code
Located in the desirable 55+ community of Mt. Olive Shores North in Polk City, this well-maintained 1-bedroom, 1-bath home offers comfortable living with a scenic lake view. The property is ideal as a seasonal retreat or full-time residence and is situated within a gated community designed for RV enthusiasts. The home features an efficient layout with a bright living space and peaceful water views. The community offers a variety of amenities, including two clubhouses, pools, fitness center, Pickel ball courts, dog park and lots of organized social activities. Conveniently located in Central Florida providing easy access to Orlando, Tampa, shopping, dining and area attractions.

1083 Motorcoach Drive, Polk City
$400,000
3 Beds ⋅ 3 Baths ⋅ Mt Olive Shores North SubDv. ⋅ 33868 Zip Code
One or more photo(s) has been virtually staged. Life in the desirable 55+ gated community of Mount Olive Shores North offers the perfect blend of relaxation, connection, and convenience. Designed with the motor coach enthusiast in mind, this property features a spacious garage equipped with water hookups, a waste disposal connection, and a 14-foot-tall garage door that can easily accommodate a 45-foot motor coach. Two high-powered fans help keep your motor coach cool and comfortable after a long drive, while the soaring garage ceilings provide additional flexibility, including the potential to add lifts for one or two collector cars. The home offers a peaceful and welcoming atmosphere within a community known for its active, resort-style lifestyle. Whether enjoying a morning walk by the lake or participating in one of the many social activities, you'll appreciate the balance of tranquility and opportunities for connection. The floor plan is designed with comfort in mind, and the owner is offering a flooring credit to help you personalize the space to your taste. Additionally, the owner has the lot across the street available for sale, creating an opportunity for extra space and future possibilities. Combining practical features with a serene setting, this property is ideal for those seeking a balanced lifestyle in a community that truly feels like home. Don’t miss the chance to see all this unique property has to offer. Reach out today to schedule a private showing.

1075 Motorcoach Drive, Polk City
$315,000
Mt Olive Shores North Add 04 SubDv. ⋅ 33868 Zip Code
Welcome to Florida luxury living at 714 Meandering Way in sought-after Mt Olive Shores North, a premier 55+ RV community in Polk City. Come and park your Class A RV on this beautiful lakefront RV pad and enclosed pavilion overlooking the serene and peaceful Clearwater Lake. There is lots of room for your RV plus cars. Enjoy all the great activities in this community while enjoying a quiet and peaceful country lifestyle. Community has two clubhouses, pools, spas, tennis courts, fitness center, laundry facility, 24-hour gated guarded security and so much more. 10,066 sq,ft. Pet Friendly, 35 minutes to Disney; 45 minutes to Orlando or Tampa.

714 Meandering Way, Polk City
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