St Cloud (Harmony) Homes with Lake Front Water Frontage

St Cloud (Harmony) Homes with Lake Front Water Frontage

Welcome to St. Cloud, a hidden gem nestled in the heart of Osceola County, Florida. Known for its picturesque lakes and charming small-town atmosphere, St. Cloud offers a perfect blend of tranquility and vibrant community life. With its proximity to Orlando, residents enjoy the best of both worlds—serene living with easy access to bustling city amenities.

One of the most alluring features of St. Cloud is its stunning lakefront properties. Imagine waking up to the gentle lapping of waves and breathtaking views of the sun setting over the water. Homes with lakefront frontage in this area provide not just a place to live, but a lifestyle filled with outdoor adventure and relaxation. Whether you’re fishing, kayaking, or simply enjoying a peaceful evening on your deck, the lakeside experience is second to none.

St. Cloud boasts a variety of real estate options, from charming single-family homes to luxurious waterfront estates. Each property is uniquely designed to take full advantage of the natural beauty surrounding them. The community is family-friendly, with parks, schools, and recreational facilities that cater to all ages.

As you explore the real estate market in St. Cloud, you'll discover that lakefront living is not just about the home; it’s about embracing a lifestyle that celebrates nature and community. Come and experience the magic of St. Cloud, where every day feels like a vacation, and your dream home awaits on the tranquil shores of Florida’s beautiful lakes.

Newest St Cloud (Harmony) Homes with Lake Front Water Frontage

$399,900
3 Beds ⋅ 2 Baths ⋅ Harmony Nbhd F SubDv. ⋅ 34773 Zip Code
Welcome to this beautiful Harmony home featuring breathtaking water views that can be enjoyed from throughout the home—including the kitchen, living areas, and the spacious screened-in lanai! This exceptional setting creates a peaceful backdrop for everyday living and entertaining, while the screened-in lanai provides the perfect place to relax, enjoy your morning coffee, or take in the beautiful lake views. Located in the highly desirable community of Harmony, this immaculate, updated, and move-in-ready home offers nearly 2,000 square feet of living space with 3 bedrooms, 2 full bathrooms, an energy-efficient design, and a highly sought-after floor plan. Inside, the open-concept layout allows the kitchen, dining area, and family room to flow seamlessly together, while the beautiful water views can be enjoyed from multiple rooms throughout the home. The kitchen features maple cabinetry, quartz countertops, a breakfast bar, and stainless steel appliances. Quartz countertops are also featured in both bathrooms. The oversized primary suite offers plenty of space to relax and includes a walk-in closet and private ensuite bathroom with dual sinks and a garden tub. Additional updates include a security system and updated faux-wood window blinds. Location is another major highlight! Shopping and dining options are just 10–15 minutes away at The Crosslands Shopping Center and St. Cloud Commons. Charming downtown St. Cloud, with its local restaurants and boutiques, is also nearby. Lake Nona is less than 25 minutes away, offering exceptional dining, entertainment, shopping, and medical facilities. Walt Disney World, Universal Orlando, and many of Central Florida’s top attractions are all within approximately 40 minutes. Best of all residents enjoy exceptional amenities including Buck Lake with community pontoon boats, kayaks, canoes, and a fishing pier, along with resort-style pools, dog parks, playgrounds, walking trails, a fitness center, and bike paths. Beautiful water views from throughout the home, a spacious screened-in lanai, an open floor plan, desirable updates, and an outstanding location make this Harmony home truly special. Furniture shown in the photos is an option for buyer and would be purchase separately if desired. Come experience the views, comfort, and lifestyle this exceptional home. Schedule your private showing today.

3130 Dark Sky Drive, St Cloud
$399,990
4 Beds ⋅ 2 Baths ⋅ Villages/Harmony Ph 2e & 2f SubDv. ⋅ 34773 Zip Code
Welcome to 2791 House Finch Road, a nearly new 4-bedroom, 2-bath home offering 1,828 sq. ft. of single-story living in Harmony West. Built in 2025, this home features a functional open layout with flexible space for everyday living, entertaining, guests, or a home office. A standout feature is the backyard setting with no direct rear neighbor, offering views of a retention pond and wooded backdrop for added privacy and a peaceful atmosphere. Enjoy the benefits of newer construction while gaining a homesite that feels more private than many others in the community. Schedule your private showing today and see what makes this Harmony West home stand out.

2791 House Finch Road, St Cloud
$464,999
5 Beds ⋅ 3 Baths ⋅ Villages At Harmony Ph 1b SubDv. ⋅ 34773 Zip Code
Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry, making it ideal for entertaining. A first floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while additional storage includes a coat closet and under stair storage. Upstairs, the spacious primary suite features two walk in closets and an en suite bathroom with a large walk in shower. A generous loft provides additional living space, while three more bedrooms, a full bathroom, a dedicated laundry room with added cabinetry, and multiple linen closets complete the second floor. Step outside to enjoy the oversized backyard overlooking tranquil conservation and water views, offering endless possibilities for outdoor living. Residents of Harmony West enjoy exceptional resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern comfort with one of Central Florida's fastest growing communities. Schedule your private showing today and experience everything this exceptional Harmony West home has to offer.

2786 Harmonia Hammock Road, St Cloud
$510,000
4 Beds ⋅ 3 Baths ⋅ Harmony West Ph 1a SubDv. ⋅ 34773 Zip Code
This stunning 2 story home offers the perfect combination of modern design, space, and peaceful living with a great water view behind the home. Featuring 4 bedrooms, 3 bathrooms, and an additional room that can be used as an office, or 5th bedroom, and beautifully designed living space. This home has room for everyone. The open concept floor plan is ideal for entertaining, with spacious living and dining areas that flow seamlessly into the heart of the home. Unwind on the screened lanai while enjoying the water view, and no rear neighbors. Built with today's lifestyle in mind, this 2021 home features impact windows, and comes with newer construction while delivering the space and flexibility of growing family's desire. Conveniently located in Harmony West, you will enjoy easy access to major highways, shopping, dining, parks, golf courses, and excellent schools. If you're searching for a move in ready home with modern finishes, generous living space, and beautiful water view this home is a must see. Schedule your showing today.

3120 Crispin, St Cloud
$442,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central Ph 2 SubDv. ⋅ 34773 Zip Code
**WATERFRONT + NO CDD + UP TO $20,000 FLEX CASH + BUILDER-PAID CLOSING COSTS!** This MOVE-IN READY home offers an incredible opportunity to save thousands while enjoying peaceful water views and exceptional builder incentives. Flexible financing options are available for qualified buyers—making NOW the perfect time to make your move! Wake up every day to beautiful **POND VIEWS** from the living room, kitchen, dining area, and OWNER’S SUITE. Step outside to your **OVERSIZED BACKYARD with NO REAR NEIGHBORS**, where the covered lanai provides the perfect setting for morning coffee, sunsets, outdoor dining, BBQs, and entertaining. With an open-concept design created for both everyday comfort and entertaining. The spacious family room flows seamlessly into the kitchen featuring a large center island, abundant cabinetry, generous counter space, and plenty of room to gather. Upstairs, the private owner’s suite overlooks the water and features a spacious walk-in closet and en-suite bath. Three additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Located in **Harmony Central**, residents enjoy a community pool with cabana, dog park, walking trails, and convenient access to schools, shopping, dining, major roadways, Lake Nona, Orlando International Airport, and Florida’s east coast beaches—all with **NO CDD!** **WATER VIEW | NO REAR NEIGHBORS | NO CDD | UP TO $20K FLEX CASH | BUILDER-PAID CLOSING COSTS!** Opportunities offering this combination of location, incentives, privacy, and waterfront living are limited. **Schedule your private showing TODAY before this one is gone!***Builder incentives, Flex Cash, closing-cost assistance, and financing options are subject to availability, qualification, program guidelines, and use of participating/preferred lender as applicable.*

3626 Briarlynne Way, St Cloud
$399,000
5 Beds ⋅ 3 Baths ⋅ Harmony Nbhd G H F SubDv. ⋅ 34773 Zip Code
Welcome to this spacious 5-bedroom, 3-bath home offering nearly 2,500 square feet of heated living space in the highly desirable Harmony golf course community. Designed with both comfort and functionality in mind, this home features new paint, new carpet, and open floor plan perfect for entertaining and everyday living.The kitchen is a true centerpiece, offering abundant cabinetry, granite countertops, a walk-in pantry, and a layout ideal for hosting family and friends. If you need additional storage space just look under the stairs for the hidden nook. The main level includes a convenient downstairs bedroom and full bath—perfect for guests or anyone who prefers to avoid stairs. A versatile bonus room provides the flexibility for a home office, den, or formal living space.Upstairs, you’ll find a private owner’s suite featuring a tray ceiling and a well-appointed en-suite bath with a soaking tub, granite countertops, dual sinks, a separate water closet, and a walk-in closet. Three additional generously sized bedrooms and a full bathroom complete the second floor, providing ample space for family and guests. Step outside to enjoy the covered back porch and vinyl privacy-fenced backyard—perfect for outdoor play, pets, or relaxing evenings. Additional features include a 2-car garage, rear parking, and street parking for guests. Ideally located just minutes from Harmony Community School, this home also offers convenient golf cart access through a nearby tunnel to Harmony High School and Harmony Middle School. Residents of Harmony enjoy an exceptional lifestyle with access to Buck Lake, including community pontoon boats, kayaks, canoes, and a fishing pier. The community also features resort-style pools, a splash pad, dog parks, playgrounds, walking trails, a fitness center, and bike paths. Enjoy leisurely golf cart rides to nearby coffee shops, restaurants, local dining, along with frequent community events or just sit on your covered front porch and relax. With easy access to Florida’s East Coast beaches, this home offers the perfect blend of comfort, convenience, and vibrant community living.

3209 Bayflower Avenue, St Cloud
$495,000
5 Beds ⋅ 3 Baths ⋅ Villages/Harmony Ph 2a SubDv. ⋅ 34773 Zip Code
Seller will help with closing costs or buy down interest rate!! Why wait for a new build when you can get this Hayden model that has already been improved with a dedicated office space! Welcome to the Hayden floor plan in the highly desirable Harmony West community—a spacious two-story home offering 5 bedrooms, 3 full bathrooms, and a dedicated office space or playroom, thoughtfully designed for modern living. This beautifully designed home features an open-concept layout that seamlessly connects the kitchen, dining area, and great room, all overlooking a large backyard with peaceful pond and conservation views. Expansive windows and sliding glass doors fill the space with natural light, creating a bright and inviting atmosphere throughout. The well-appointed kitchen is ideal for both everyday living and entertaining, showcasing a large island with bar seating, granite countertops, stainless steel appliances, and ample cabinet space. The first floor also includes two versatile flex rooms—perfect for a home office, playroom, or additional living area—along with a guest bedroom and full bathroom, providing excellent flexibility for visitors or multi-generational living. Upstairs, the spacious primary suite offers a private en-suite bathroom, while three additional bedrooms are centered around a second living area. You’ll also find another full bathroom and a conveniently located laundry room. Brand-new carpeting and only one previous owner make this home feel nearly new and completely move-in ready. Situated on a generously sized lot, the expansive backyard provides plenty of space for outdoor entertaining, family gatherings, or creating your own private oasis—all with serene water and conservation views. The home includes all appliances, including the washer and dryer, making your move seamless and convenient. Like all homes in Harmony West, this property features Home Is Connected Smart Home technology, allowing you to control key features from your smart device whether you’re home or away. Residents of Harmony West enjoy resort-style amenities, including a community pool, fitness center, and beautifully maintained common areas that foster a vibrant and active lifestyle. Families will appreciate being zoned for highly rated Osceola County schools, including Harmony Community School (PK–5) less than 2 miles away, Harmony Middle School approximately 2.3 miles away, and Harmony High School about 2 miles from the home. This home brings together space, modern features, a fantastic location, and move-in-ready convenience. Schedule your private showing today and experience all that this exceptional Harmony West home and community provide.

2780 Swooping Sparrow Drive, St Cloud
$349,900
3 Beds ⋅ 3 Baths ⋅ Harmony Nbhd H-1 SubDv. ⋅ 34773 Zip Code
Don't miss your opportunity to own this turn-key townhome that has never been lived in!!! This beautiful townhome at Harmony Isle delivers low-maintenance living without compromise. Enjoy 1,742?sq?ft of thoughtfully designed space with 3 bedrooms, 2½ baths, a versatile loft and an oversized rear-entry 2-car garage. The open-concept layout seamlessly unites the kitchen, dining and great room. Cook and entertain in style with 42-inch white cabinetry, granite countertops and a large island; upscale finishes include stainless-steel appliances, metal balusters on the staircase and durable tile on the first-floor and in wet areas. Plush carpet in the bedrooms and luxury vinyl plank on the main level add warmth and comfort. Outside your door, Harmony Isle offers an unbeatable resort-style lifestyle. Spend the day on Buck Lake, cool off in the pool, or explore more than 12 miles of paved nature trails. Residents also enjoy a community boat share for kayaking or canoeing, basketball, sand-volleyball and shuffleboard courts, a splash pad, dog park, and the 260-acre Harmony Golf Preserve. Top-rated elementary, middle and high schools are located within the community. And with a location just 15 minutes south of Lake Nona and convenient to shopping, dining, attractions, Space Coast beaches and major airports, this home truly offers the ideal mix of natural beauty and accessibility. Don’t miss your chance to make this pristine, turn-key townhome your personal oasis in Harmony Isle!

3309 Grande Heron Drive, St Cloud
$875,000
3 Beds ⋅ 2 Baths ⋅ Acreage & Unrec SubDv. ⋅ 34773 Zip Code
Virtually Staged. FINAL PRICE DROP! Seller ready to move on. Come steal this amazing home just in time for the summer! This home can be purchased with NO INCOME VERIFICATION needed! Discover an extraordinary 5-acre sanctuary at 7330 Crabgrass Road in Saint Cloud, where modern elegance meets rustic charm in untouched Florida nature. Built in 2024, this thoughtfully designed 1,789-square-foot home offers 3 bedrooms and 2 bathrooms, blending refined craftsmanship with a true state-park setting. With no HOA and Osceola County allowing a second home on the property, this estate provides rare flexibility for multi-generational living, guest quarters, or future expansion. A stunning manmade, spring-fed pond serves as both a breathtaking centerpiece and a personal swimming oasis, complete with a dual-setting waterfall that can be powered by a recirculating pump or well water. A commercial-grade well system with an underground figure-8 loop ensures powerful, consistent water pressure to every hose station placed every 150 feet across the property—even while supplying the home and waterfall simultaneously. Privacy has been masterfully curated through native landscaping that creates a serene, natural buffer while inviting daily visits from deer, cranes, hawks, Osceola turkeys, and more. Conservation land across the street and behind the property guarantees your tranquil views will remain forever protected. Outdoor living is elevated with two screened lanais—one in the front for magical sunrises and a spacious, oversized lanai in the rear for golden evenings. The specialized screening is intentionally subtle, allowing wildlife to wander close while homeowners enjoy unobstructed, immersive nature viewing. Inside, every detail tells a story. Solid wood interior doors, wood laminate flooring throughout with a lifetime warranty, custom beetle-kill pine furniture, molding, and accent walls—harvested directly from the land—bring a striking blue-toned warmth throughout the home. The living room is pre-wired with an active surround sound system, while a propane fireplace adds ambiance. The range and dryer are equipped for either propane or electric, with both connections already in place for ultimate convenience. The property also includes a pole barn with 100-amp electrical service and RV hookup, making it ideal for hobbyists, storage, or adventure-ready living. Perfectly positioned for those who crave rural tranquility without sacrificing accessibility, this estate is less than an hour from Disney World, 40 minutes to Orlando International Airport, Melbourne Beach and the Space Coast, and just 10 minutes from grocery stores, shopping, and everyday conveniences. Wake up to the sounds of nature, enjoy morning coffee on the sunrise lanai, and end your day with sunsets reflected across the pond. The property’s layout feels expansive yet intimate, with walking paths, mature native plants, and thoughtfully placed clearings that enhance both beauty and usability. The open-concept interior is bathed in natural light, seamlessly connecting living, dining, and kitchen spaces while maintaining a cozy, elevated feel. High-quality finishes throughout complement the organic beetle-kill pine elements, creating a design that is both contemporary and deeply connected to the land it sits upon. Opportunities like this—new construction, acreage, no HOA, protected conservation views, and a private swimming pond—are exceedingly rare in Central Florida.

7330 Crabgrass Road, St Cloud
$140,000
Harmony Nbhd D2 And E SubDv. ⋅ 34773 Zip Code
Ready to build your dream home? You have the perfect lot in sought-after Estates at Harmony! Ideally situated close to the neighborhood school; Harmony Community School, this home also offers golf-cart-friendly access through a nearby tunnel to Harmony Middle School and Harmony High School—making it a top choice for those who value education and convenience. Harmony residents enjoy exceptional amenities, including Buck Lake, where you can take out community pontoon boats, kayaks, or canoes, or cast a line from the community fishing pier. Additional perks include two resort-style pools, dog parks, playgrounds, walking trails, fitness center, and bike paths. Enjoy strolls or golf cart rides to the local coffee shop, pizza place, and Mexican restaurant—all within the neighborhood. With convenient access to Orlando International Airport, Medical City in Lake Nona, and the East Coast Beaches, Harmony offers a perfect blend of nature, lifestyle, and location. Don’t miss your chance to own this move-in ready home—schedule your private showing today!

Oak Glen Trail Unit 37E, St Cloud
$255,000
34773 Zip Code
BUILD YOUR DREAM HOME ON 5 ACRES! Discover the perfect opportunity to own 5 spacious acres in St. Cloud, conveniently located near Holopaw, just east of St. Cloud, with paved road frontage. This versatile property offers endless possibilities—place a mobile home or build your custom dream home and enjoy the freedom of wide-open space and peaceful surroundings. This property offers 636 feet of road frontage, zoning is OAC. Bring your goats and chickens, this property is Agricultural Residential. Ideally situated, this property is approximately 30 minutes to Melbourne and just 1 hour to Orlando International Airport, making it easy to enjoy both coastal living and city conveniences. Nearby amenities include a community playground, soccer field, jogging paths, and a scenic pond, perfect for outdoor recreation and relaxation. Whether you’re looking for a private retreat, future homesite, or investment opportunity, this land offers the ideal blend of location, space, and potential. Don’t miss your chance to own acreage in a growing area with room to create the lifestyle you’ve been dreaming of. Lot lines depicted in the photo are estimated. All information is deemed reliable and shall be independently verified.

Community Center Road, St Cloud
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