Umatilla Homes under $350,000

Umatilla Homes under $350,000

Welcome to Umatilla, Florida—a hidden gem nestled in the heart of Lake County, where charm meets affordability! Known for its picturesque landscapes and friendly community, Umatilla offers a serene lifestyle surrounded by nature, making it an ideal destination for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Umatilla is conveniently located near the stunning Harris Chain of Lakes, providing ample opportunities for fishing, boating, and enjoying the great outdoors. The city's quaint downtown area is filled with local shops, delightful eateries, and community events that foster a strong sense of belonging among residents. With its lush greenery and beautiful parks, Umatilla is perfect for those who appreciate a laid-back lifestyle while still being close to modern amenities.

One of the most appealing aspects of Umatilla is its real estate market, particularly for homebuyers seeking properties under $350,000. Here, you can discover a variety of charming homes that cater to diverse tastes and preferences. From cozy single-family residences to spacious townhouses, there’s something for everyone. Many of these homes feature modern amenities, generous yards, and easy access to local parks and recreational areas.

Whether you're a first-time buyer or looking to downsize, Umatilla's affordable housing options make it easier than ever to find your dream home without breaking the bank. With its welcoming atmosphere and beautiful surroundings, Umatilla is not just a place to live—it's a place to thrive. Come explore the possibilities that await you in this enchanting Florida community!

Newest Umatilla Homes under $350,000

40043 W 8th Avenue, Umatilla
$275,000
2 Beds ⋅ 2 Baths ⋅ East Umatilla SubDv. ⋅ 32784 Zip Code
2025 ROOF • NEW SEPTIC SYSTEM & DRAIN FIELD • NEW WATER HEATER • .52-ACRE LOT • NO HOA • NEAR NORTH LAKE COMMUNITY PARK Set on a .52-acre lot with no HOA, this Umatilla home offers room to enjoy the outdoors along with major improvements and distinctive interior character. Located at 40043 W 8th Avenue, just a short distance from North Lake Community Park, this 2-bedroom, 2-bath home features 1,388 square feet of living space. The spacious great room features natural light, wood beam accents and tile flooring, with a wood-burning fireplace at the center of the gathering space. The open kitchen keeps you connected to the living area and offers ample cabinetry and counter space. The primary bedroom and a full bathroom are conveniently located downstairs. Originally configured as a three-bedroom home, the layout was modified to combine the two downstairs bedrooms into one spacious primary bedroom. The second bedroom occupies the upstairs loft and has its own full bathroom. Updates include a roof replaced in 2025, exterior paint completed in 2024, a newer deck and well pump, a new water heater, and a new septic system and drain field. The deck provides a comfortable spot to relax overlooking the generous yard, with space for gardening, outdoor gatherings or simply enjoying a little extra elbow room. All information recorded in the MLS is intended to be acurate however, it should be independently verified by buyer and their agent.

40043 W 8th Avenue, Umatilla
19930 E Fifth Street, Umatilla
$299,000
3 Beds ⋅ 2 Baths ⋅ 32784 Zip Code
Welcome to 19930 E 5th St, Umatilla, FL 32784! Discover the possibilities in this single-family home offering 1,620 square feet of living space, 3 bedrooms, and 2 full bathrooms. With a comfortable layout and room to make it your own, this property is a great opportunity for buyers looking for a place to call home in Umatilla. Whether you're searching for your next home or looking for a property to personalize to your taste, this home offers a wonderful opportunity to create a space that fits your lifestyle. Conveniently located in Umatilla, Florida, this property puts you within reach of the area's local amenities and the charm of Central Florida living. Property Highlights: 1,620 square feet of living space 3 bedrooms 2 full bathrooms Single-family residence Sitting on 1.1 acre of cleared land with a fenced yard and electric gate. Located in Umatilla, Florida Don't miss the opportunity to make this property your own! Schedule a showing and come see the potential this home. Contact us today for more information or to arrange a private showing!

19930 E Fifth Street, Umatilla
494 Brainard Avenue, Umatilla
$299,000
3 Beds ⋅ 2 Baths ⋅ Umatilla Osceola Park SubDv. ⋅ 32784 Zip Code
Welcome to this beautifully updated 3-bedroom, 1.5-bath Craftsman cottage in the heart of Umatilla! Full of timeless character and modern improvements, this inviting home has been freshly painted throughout and offers a wonderful blend of classic architectural details and thoughtful upgrades. Major improvements include a metal roof, central heating and air, updated plumbing and electrical, providing a great foundation for comfortable living. The charming curb appeal immediately catches your eye, with a spacious covered front porch and convenient attached carport. Step inside to discover a welcoming living room featuring high ceilings and beautiful period details, including original-style 15-light double French doors, built-in bookshelves, and a built-in desk that add character and functionality. The adjoining dining room showcases a classic tongue-and-groove wood ceiling, creating a warm and distinctive space for gathering with family and friends. French doors off the dining room lead to a versatile bonus room with its own exterior entrance. Whether you envision a private studio, home office, hobby room, or creative retreat, this flexible space offers plenty of possibilities. The kitchen beautifully combines character and modern style. Original hardwood cabinetry has been refreshed with new paint and hardware, while additional shaker-style cabinetry and a classic butcher-block countertop provide extra workspace beside the stove. A tile backsplash, range hood, open shelving, and high-end Samsung appliances complete this inviting kitchen, making it a great space for everyday cooking and entertaining. Convenience continues with an interior laundry area just off the kitchen and rear hallway, thoughtfully tucked away behind smoked-glass doors for a clean, streamlined appearance. Out back, enjoy a fenced backyard featuring a dedicated fire pit area, perfect for relaxing outdoors or gathering with friends. The generous lot offers room to garden, create additional outdoor living space, or explore the possibilities of adding a garage or workshop. Full of Craftsman charm, fresh updates, and versatile living spaces, this delightful Umatilla cottage offers character, functionality, and room to make it your own—all in a convenient location close to the heart of town.

494 Brainard Avenue, Umatilla
81 Golfview Circle, Umatilla
$299,000
3 Beds ⋅ 2 Baths ⋅ Twin Lakes Estates SubDv. ⋅ 32784 Zip Code
LOCATED at the GATEWAY to the OCALA NATIONAL FOREST in Umatilla! This 3-bedroom, 2-bath home is in Twin Lakes Estates, a 55+ gated lakeside community with a close-knit feel. Residents enjoy a clubhouse, POOL, walking/jogging trails, biking areas and plenty of activities. The home sits on a ¼-acre lot with a landscaped, low-maintenance yard. Inside, vaulted ceilings and ceramic tile and wood-look LVT flooring run throughout. The living area opens through French doors to an enclosed FLORIDA ROOM—a great extra space for relaxing, hobbies or even an OFFICE. The kitchen features 42" wood cabinetry, stainless appliances including a double oven and French-door refrigerator, BREAKFAST BAR and dining area. The PRIMARY SUITE offers a vaulted ceiling, CROWN MOLDING, walk-in closet and private bath with DOUBLE SINKS, soaking tub and separate tiled shower. A SPLIT-BEDROOM PLAN provides privacy for the two additional bedrooms and second bath. The laundry room includes cabinetry, UTILITY SINK and extra storage, with access to the 2-car GARAGE. Records indicate ROOF (2025), AC (2025) and WATER HEATER (2023). The Florida room opens to a patio and backyard with room for grilling, gardening or enjoying the sunshine. COMES PARTIALLY FURNISHED! Plus a ONE-YEAR HOME WARRANTY! Close to shopping, dining and medical facilities, with easy access to THE VILLAGES, or MOUNT DORA and ORLANDO area attractions

81 Golfview Circle, Umatilla
14965 Se 217th Terrace, Umatilla
$110,000
3 Beds ⋅ 1 Baths ⋅ Frst Lake Capsites SubDv. ⋅ 32784 Zip Code
Opportunity to own a single-family home surrounded by the beauty and privacy of the National Forest with a LARGE amount of land! This property offers a unique opportunity for someone looking for space, privacy, and the chance to bring a property back to life. There are two addresses associated with the property, and the seller will provide a survey showing the large second parcel. The seller would like to sell the home and land together and does not want to divide the property, giving the next owner the opportunity to take advantage of the full land offering. The home is a fixer-upper and will need attention, including areas of termite damage. The roof is also leaking above the fireplace and will need to be addressed. This property is best suited for a buyer who is willing to put in the work and see the potential in the home and the substantial amount of land that comes with it. Do your due diligence! Buyers and their agents should verify the acreage, parcel boundaries, addresses, legal descriptions, zoning, access, easements, and any other information important to the buyer. The county property appraiser/mapping records and the seller-provided survey should be reviewed and compared as part of the buyer's due diligence. If you've been looking for a home with a LOT of land, privacy, and the opportunity to create something of your own, this one is worth taking a closer look at. Come see the property, walk the land, and decide for yourself what this opportunity could become! Seller is ready to move on and is looking for a buyer who can see the potential and take on the project. Schedule your showing today!

14965 Se 217th Terrace, Umatilla
20160 Se 141st St, Umatilla
$155,000
2 Beds ⋅ 1 Baths ⋅ Big Scrub Campsites SubDv. ⋅ 32784 Zip Code
Motivated sellers! Negotiable! Big Scrub Campsites is located in the south-central portion of the Ocala National Forest, within the world's largest contiguous sand pine scrub forest. Popular with off-road vehicle (OHV) enthusiasts, with direct to-trail access to the 47-mile Ocala Adventure Trail (Ocala Centennial Trail).Home is perfect for those weekend get-aways to unplug and enjoy nature, rental home, or primary residence. Renovation in progress (will be done by closing) and ready for its next chapter! Kitchen to be installed soon with finishing touches. Situated on a .32-acre lot, this Umatilla home features tile floors, a new air-conditioning system, and a metal roof. Whether you’re purchasing your first home, downsizing, or adding to your investment portfolio, this property has plenty of possibilities. Enjoy outdoor recreation in the surrounding area at Sunnyhill Restoration Area, Lake Weir, and Carney Island Recreation & Conservation Area, or explore Alexander Springs and the natural beauty of Ocala National Forest. Easy to show—schedule your private tour today!

20160 Se 141st St, Umatilla
20850 Se 156th Place, Umatilla
$129,999
3 Beds ⋅ 2 Baths ⋅ Florida Orange Grove Corp SubDv. ⋅ 32784 Zip Code
Virtually Staged. Welcome to this charming 4-bedroom, 2-bath home offering approximately 1,460 sq. ft. of living space on a spacious lot in Umatilla, FL. The current owner has already completed much of the improvement work, giving the next buyer a great head start with an opportunity to add their own finishing touches and make the home truly their own. Whether you're looking for a primary residence or an investment opportunity, this property offers plenty of potential without starting from scratch. Located just minutes from the Ocala National Forest and Lake Weir, you'll have convenient access to fishing, boating, hiking, camping, and outdoor recreation. Downtown Umatilla, local shopping and dining are also nearby, with access to Ocala and The Villages. With 4 bedrooms, a large yard, privacy, and much of the improvement work already underway, this home is ready for its next owner to complete the vision and make it their own. Come see the possibilities and schedule your showing today!

20850 Se 156th Place, Umatilla
20145 Se Highway 42, Umatilla
$199,900
2 Beds ⋅ 2 Baths ⋅ Unrecorded Sub Sec B SubDv. ⋅ 32784 Zip Code
Virtually Staged. MOVE-IN READY, RECENTLY UPDATED, AND PRICED UNDER $200,000! Discover an inviting blend of comfort, value, and everyday convenience at 20145 SE Highway 42 in Umatilla. Nestled on approximately 0.30 acres beneath beautiful mature trees, this charming 2-bedroom, 2-bath concrete-block home offers 1,351 square feet of comfortable living space and a peaceful setting to call your own. Step inside to a bright, freshly painted interior featuring a spacious living area, tile flooring throughout the main living spaces, and newer carpeting in the bedrooms. The functional layout offers room to relax, entertain, and make yourself at home. BEYOND THE COSMETIC UPDATES, THE BIG-TICKET IMPROVEMENTS ARE ALREADY UNDERWAY! Enjoy freshly painted interiors and exteriors, windows installed approximately one year ago, and a septic drain field replaced approximately eight months ago—valuable improvements that help take some of the guesswork out of homeownership. Outside, the generous yard and mature trees create a welcoming natural backdrop with space to enjoy the outdoors, garden, or simply unwind. With two full bathrooms, a manageable homesite, and no HOA (if verified), this property offers flexibility for year-round living, a seasonal retreat, or an investment opportunity. Enjoy the laid-back charm of Umatilla with access to nearby lakes, outdoor recreation, shopping, and surrounding Central Florida communities. AFFORDABLE, UPDATED, AND FULL OF POTENTIAL—WHY KEEP RENTING WHEN HOMEOWNERSHIP COULD BE WITHIN REACH? Schedule your private showing and discover the possibilities!

20145 Se Highway 42, Umatilla
37350 Oak Lane, Umatilla
$279,000
2 Beds ⋅ 1 Baths ⋅ Three Lakes Sub SubDv. ⋅ 32784 Zip Code
Escape to the charm of country living with NO HOA while enjoying the convenience of being just minutes from shopping, dining, and everyday necessities! Nestled in a friendly, quiet neighborhood, this inviting 2-bedroom, 1-bath home offers a wonderful combination of comfort, privacy, and outdoor living, with plenty of room to relax, entertain, and enjoy the Florida lifestyle. Step inside to discover a warm and welcoming home featuring new kitchen appliances and a relaxing Jacuzzi tub, perfect for unwinding after a long day. A new roof installed in 2023 provides added peace of mind. One of the home's most appealing features is the screened porch, which opens to a spacious, private backyard fenced on three sides. Imagine enjoying your morning coffee while listening to the birds, hosting weekend gatherings with family and friends, or spending sunny Florida afternoons relaxing by the above-ground pool. With plenty of outdoor space, this backyard offers endless possibilities for creating your own peaceful retreat. Need room for your hobbies, tools, or recreational toys? You'll appreciate the two storage sheds, including a recently added large shed, providing plenty of space for equipment, seasonal decorations, or a workshop. The newer carport offers additional covered parking, ideal for a boat or other outdoor equipment. With NO HOA, you'll enjoy added flexibility to make this property your own! Whether you're searching for a full-time residence, a seasonal Florida getaway, or simply a place to enjoy a quieter pace of life, this charming home offers the space, privacy, and convenience you've been looking for. Come experience the possibilities and discover why this delightful property is such a wonderful place to call home!

37350 Oak Lane, Umatilla
110 Twin Lake Circle, Umatilla
$268,900
3 Beds ⋅ 2 Baths ⋅ Umatilla Twin Lake Estates Sub SubDv. ⋅ 32784 Zip Code
Charming 3BR/2BA Home in the Sought-After 55+ Twin Lakes Community at Umatilla, FL. Welcome to easy Florida living in the gated, 55+ community of Twin Lakes Estates! This 1,209 SF split-plan home offers 3 bedrooms and 2 baths, with a layout designed for both comfort and privacy. The combined living and dining area flows out through sliding doors to an enclosed 13' x 11' Florida Room — the perfect spot for morning coffee or unwinding with a book. The primary suite includes an en-suite bath and a spacious 6'6" x 5'11" walk-in closet, while two additional bedrooms and a guest bath sit privately on the opposite side of the home. The kitchen offers generous cabinetry and counter space, ready for your personal updates, with appliances in working condition. Major systems offer peace of mind, with a new roof in 2022 and a newer HVAC system. Enjoy resort-style community amenities including a clubhouse and community pool, all within Umatilla's charming, small-town golf-community setting. Priced to sell at $268,900 — don't miss this opportunity!

110 Twin Lake Circle, Umatilla
143 Bulldog Lane, Umatilla
$169,200
2 Beds ⋅ 2 Baths ⋅ Umatilla Trowells Add SubDv. ⋅ 32784 Zip Code
Step into a century of charm with this delightful 2-bedroom, 2-bath home built in 1915 — a rare find bursting with character. Soaring high ceilings and generous windows fill every room with natural light, creating an airy, welcoming feel throughout. The spacious layout offers a wonderful blank canvas, ready for your personal touches to bring out its full potential. Set on a large lot, there's room to garden, expand, or simply enjoy the extra space that's increasingly hard to find. This is a rare opportunity to own a piece of history and make it your own — perfect for buyers who appreciate original character paired with room to grow.

143 Bulldog Lane, Umatilla
20683 Se 140th Street, Umatilla
$64,999
1 Beds ⋅ 1 Baths ⋅ Big Scrub Campsites SubDv. ⋅ 32784 Zip Code
Calling all hunters and outdoor enthusiasts! This rustic 400-square-foot cabin sits on 0.19 acres and backs directly to the south side of the Ocala National Forest, where wildlife sightings are a regular part of the experience. Designed for weekend getaways and base-camp living, the surprisingly functional interior has room for a full-size bed, three built-in bunk beds, a dining table, and a couch with a TV for relaxing after a day outdoors. It offers a full bathroom with a standing shower, commode and sink, along with a kitchen equipped with a refrigerator, full range and tankless water heater. A working wall A/C unit and heat reclaimer provide additional comfort throughout the seasons. Power, well and septic are connected. The well is approximately six years old, the sewer lines were replaced a few years ago, and the electrical panel has been updated. Situated on the back row of a rural dirt-road neighborhood, the approximately 75-by-110-foot lot includes a road right-of-way easement. The interior and exterior need repairs and updating, but the cabin already offers the creature comforts needed for a hunting retreat, rustic weekend escape or outdoor base camp. Bring your tools and imagination and fix it up before hunting season! Due to the property’s current condition, cash offers only. Hunting within the Ocala Wildlife Management Area is subject to current FWC seasons, licenses, permits, designated access points and regulations.

20683 Se 140th Street, Umatilla
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