Clearwater Homes under $400,000

Clearwater Homes under $400,000

Welcome to Clearwater, Florida, a gem nestled along the stunning Gulf Coast in Pinellas County. Renowned for its pristine beaches, vibrant culture, and year-round sunshine, Clearwater offers an idyllic lifestyle that attracts residents and visitors alike. With its charming downtown area filled with boutique shops, restaurants, and lively entertainment options, Clearwater is a place where you can truly enjoy the best of coastal living.

For those seeking to establish roots in this beautiful region, Clearwater presents an exciting opportunity with a variety of homes priced under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find an array of options that cater to your needs. From cozy single-family homes to modern townhouses, Clearwater's real estate market offers diverse choices that blend comfort and affordability.

Imagine waking up to the sound of waves and enjoying your morning coffee on a sunlit patio. Many of these homes are conveniently located near Clearwater's stunning beaches, parks, and recreational facilities, making it easy to embrace an outdoor lifestyle. Additionally, Clearwater is known for its friendly community atmosphere, excellent schools, and convenient access to major highways, ensuring that everything you need is just a short drive away.

With its inviting climate and a strong sense of community, Clearwater is more than just a place to live—it's a place to thrive. Explore the homes available under $400,000 and discover your perfect slice of paradise in this enchanting coastal city. Your dream home awaits!

Newest Clearwater Homes under $400,000

2462 Brazilia Drive Unit 70, Clearwater
$95,000
2 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy maintenance-free living in this spacious 2 bedroom, 1 bath, 1,100 square foot, 3rd floor condo located in the highly desirable 55+ community of On Top of the World. Filled with natural light, the home features a large living and dining area, a mirrored accent wall that enhances the open feel, and a bright Florida room that provides additional living and dining space. The building is at the end of a quiet cul-de-sac and the Florida room has tranquil views of a lush, green backyard. Two exterior entrances provide added convenience, with one located near the elevator access. Residents of On Top of the World enjoy an extensive list of amenities, including two private golf courses with free resident golf, two heated pools, tennis and pickleball courts, a remodeled fitness center, billiards, hobby and woodworking studios, fitness classes, entertainment, and more than 150 clubs and activities. The community is pet-friendly and features a fenced dog park, two private fishing piers, and the on-site Good Karma Café. Conveniently located near Clearwater Beach, downtown Dunedin, shopping, dining, medical facilities, parks, golf courses, and airports, this community offers easy access to everything the Clearwater area has to offer while maintaining a private, resort-style setting. 35% down payment is required for financing per OTOW rules.

2462 Brazilia Drive Unit 70, Clearwater
1896 Clearbrooke Drive, Clearwater
$160,000
2 Beds ⋅ 2 Baths ⋅ Clearbrooke Twnhs Ph 10 SubDv. ⋅ 33760 Zip Code
OPPORTUNITY AWAITS IN CLEARWATER! Bring your vision and creativity to this spacious 2-bedroom, 2-bathroom townhome, offering a blank canvas and the opportunity to make it truly your own! Whether you're a buyer looking to personalize your next home or an investor searching for a property with income-producing potential, this townhome offers exciting possibilities. The two-story layout features a light-filled living area, a covered patio, designated carport, and two generously sized bedrooms. With a fresh coat of interior paint already completed, the home is ready for your personal touches and updates. Renovate to suit your individual style, create a comfortable seasonal retreat, or explore its potential as a rental investment. The community offers desirable amenities, including a swimming pool and dog park, all in a convenient Clearwater location. Enjoy easy access to shopping, restaurants, Countryside Mall, Tampa International Airport, major roadways, and the beautiful Gulf Coast beaches. A fantastic opportunity to transform a well-located Clearwater townhome into something special. Bring your ideas and make it your own!

1896 Clearbrooke Drive, Clearwater
1575 Greenlea Drive Unit 4, Clearwater
$140,000
2 Beds ⋅ 2 Baths ⋅ Pines Of Clearwater SubDv. ⋅ 33755 Zip Code
Welcome to Pines of Clearwater! A fantastic opportunity awaits in this nicely maintained second-floor condo offering 1,038 heated square feet of comfortable living space in vibrant Clearwater, Florida. Featuring solid masonry and wood-frame construction, this single-level floor plan provides an easy-living layout complemented by a private screened porch—the perfect spot to enjoy morning coffee or relax in the cool evening breeze. Located in Flood Zone X, peace of mind comes naturally knowing the property is situated outside special flood hazard zones. Location is everything! Nestled in the heart of Pinellas County, this Clearwater community provides unbeatable convenience to world-famous beaches, local parks, vibrant dining, shopping, and easy commute routes throughout the Tampa Bay area. Whether you are searching for a low-maintenance primary residence, a Florida getaway, or an ideal investment property, this condo offers wonderful potential. Come experience all that the Florida lifestyle has to offer!

1575 Greenlea Drive Unit 4, Clearwater
2426 Persian Drive Unit 52, Clearwater
$132,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step inside this inviting third-floor condo in the sought-after 55+ community of On Top of the World and start making your Florida lifestyle dreams a reality! From the moment you enter, you’ll appreciate the open-concept living and dining area, offering plenty of space for relaxing, entertaining, and gathering with family and friends. Just around the corner from the dining area, you’ll find the kitchen, conveniently positioned near an additional bonus room filled with natural light from its ample windows. This versatile flex space offers so many possibilities—create a comfortable family room, game room, hobby space, reading retreat, or simply make it your own! Back through the main living area, the hallway leads to the home’s private living spaces. The generously sized guest bedroom features a spacious wall closet, while the nearby guest bathroom offers a convenient tub/shower combination. Just around the corner is the primary suite, complete with abundant wall closet space and a private en-suite bathroom featuring a step-in shower. As an added bonus, the primary bedroom also provides direct access to the light-filled family/bonus room. Of course, life at On Top of the World is about so much more than the condo itself! This vibrant 55+ community is known for its tremendous array of amenities and activities, including golf, clubhouses, swimming pools, walking trails, planned activities, and so much more. Whether you’re looking to stay active, meet new friends, or simply enjoy the Florida sunshine, there’s something here for everyone. Come discover what makes On Top of the World such a special place to call home. Schedule your showing today and see all that this wonderful condo and community have to offer!

2426 Persian Drive Unit 52, Clearwater
2621 Cove Cay Drive Unit 508, Clearwater
$148,000
1 Beds ⋅ 2 Baths ⋅ Cove Cay 26-21 Village Ii SubDv. ⋅ 33760 Zip Code
PANORAMIC GOLF COURSE, POOL & TAMPA BAY VIEWS! FULLY FURNISHED & MOVE-IN READY! Welcome to paradise in the highly desirable Village II of Cove Cay! Perched on the 5th floor, this beautifully maintained residence offers sweeping views of lush golf course fairways, the sparkling community pool, and Tampa Bay shimmering in the distance. Thoughtfully maintained and exceptionally clean, this inviting condo features numerous improvements, including new windows, refrigerator, dishwasher, shutters, and plantation doors. Attractive luxury vinyl plank flooring enhances the main living areas, creating a fresh, contemporary atmosphere. The spacious enclosed porch provides a versatile bonus area, perfect for a home office, reading retreat, or simply unwinding while enjoying the spectacular scenery. The generously sized primary bedroom features an en-suite bathroom and a large walk-in closet, while an updated half bath offers added convenience for guests. Additional features include a private laundry suite with storage directly across the hall with a full-size washer and dryer, plus an assigned covered carport. Enjoy resort-style amenities just a short stroll away, including a sparkling pool, relaxing spa, fitness center, sauna, billiards room, library, and spacious clubhouse. Cove Cay is known for its beautifully landscaped grounds, full-time security, and exceptional lifestyle, with golf, dining, and boating opportunities available within the community. Whether you're searching for a year-round residence or a seasonal Florida getaway, this fully furnished, move-in-ready condo offers an outstanding opportunity to enjoy waterfront-inspired living without the waterfront price tag. Experience the views. Embrace the lifestyle. Welcome home to Cove Cay!

2621 Cove Cay Drive Unit 508, Clearwater
2228 Swedish Drive Unit 22, Clearwater
$285,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to On Top of The World, a premier 55+ Active Community. This beautiful & spacious 2 bedroom/ 2 bathroom condo is one of the largest units in the community at 1,740 sf. This condo is ideal for someone who is transitioning from a single family home or anyone looking for EXTRA SPACE and STORAGE. You will find closets and storage everywhere: there is a good size closet at the entry way; there is a large WALK-IN STORAGE closet in the hallway; there is a linen closet in the hallway; the master bedroom has a HUGE WALK-IN CLOSET and a 2nd closet; the 2nd bedroom has a large WALK IN CLOSET; there is a large Laundry Room with loads of storage cabinets; and there is a community storage closet. The spacious living room is accented with gleaming Brazilian Cherry wood floors. The large EAT-IN kitchen has endless possibilities: it can also double as a family room, a dining room, or an office space. Enjoy your morning coffee and meals with peaceful pond views out the large Bay window. You will love the gorgeous Travertine floors that make cleaning a breeze. As an added convenience, this is one of the newer buildings that has a full INSIDE LAUNDRY ROOM equipped with HOA approved hookups, a washer & dryer, and lots of storage cabinets. Some updates include newer DOUBLE PANE WINDOWS, NEW A/C system in 2024, and a newer hot water heater. On Top of The World has over 100 clubs and activities. There are two activity centers and two private GOLF courses with 9 and 18 holes, free exclusively for residents & owners. There are two HEATED swimming pools to enjoy all year. The remodeled Cardio Gym is a state-of-the-art fitness center with the latest exercise equipment complete with spinning classes, yoga, and more. There are hobby studios including a wood shop, a computer lab, Billiards room, and card rooms. The grand ballroom hosts live music, entertainment, and events. There is also horseshoes, shuffle board, tennis courts, pickle ball, walking trails, bike storage, kayak storage & launch area. Enjoy some take & bake meals and snacks at the on-site Good Karma Café’. Your four legged friends will love the fenced Dog Park with benches. This is a VERY FRIENDLY PET community and one of the only 55+ communities that allows for multiple pets and LARGE DOGS. This community offers the security and comfort of being situated on one of the highest points in Pinellas County and is in a NON-FLOOD & NON-EVACUATION zone, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its four-decade history. This great location is close to the Best Beaches and State Parks including the Sugar Sands at Clearwater Beach, Honeymoon Island, the charming towns of Tarpon Springs, Dunedin and Safety Harbor. There are excellent Shopping and Dining options all around and it provides easy commuting to Tampa, St. Petersburg, Airports. Whether you’re looking for a year-round residence or a seasonal retreat, this condo has everything you need for an enjoyable and comfortable lifestyle.

2228 Swedish Drive Unit 22, Clearwater
14796 Feather Cove Road, Clearwater
$375,000
2 Beds ⋅ 2 Baths ⋅ Feather Cove SubDv. ⋅ 33762 Zip Code
WELCOME TO THIS STUNNING 2 BED, 2 BATH (COMPLETELY RENOVATED IN 2025) VILLA WITH 1-CAR GARAGE AND GATED BEAUTIFUL COURTYARD ENTRANCE. INTERIOR WALLS AND DOORS PAINTED IN 2025. BACK LANAI IS AIR CONDITIONED AND ENCLOSED WITH IMPACT/HURRICANE RATED DOUBLE PANE INSULATED SLIDING GLASS DOORS AND WOOD HORIZONTAL BLINDS. CERAMIC TILE FLOORING IN KITCHEN WITH GRANITE COUNTERTOPS, KRAFT MAID CABINETS, STAINLESS STEEL SINK WITH KOHLER FAUCET AND NEW STAILESS STEEL APPLIANCES. SEE ATTACHED FEATURES SHEET FOR ALL UPGRADES/IMPROVEMENTS. THIS IS A MUST SEE HOME THAT'S COMPLETELY MOVE-IN READY. INCLUDED IN PURCHASE IS A 65" WALL MOUNTED SAMSUNG TELEVISION AND PARADIGM REAR CEILING MOUNTED SPEAKERS. UPGRADED FLIGHT FIXTURES IN ALL ROOMS. ABOVE THE PRIMARY CLOSET IS ACCESS TO 200 SQ. FT. OF AIR-CONDITIONED ATTIC SPACE FOR STORAGE. THE FEATHER COVE NEIGHBORHOOD OFFERS A DOG PARK, PLAYGROUND, COMMUNITY POOL AND CLUBHOUSE. FEATHER SOUND IS MINUTES FROM TAMPA AND CLEARWATER AIRPORTS, DOWNTOWN ST. PETERSBURG AND OUR BEAUTIFUL FLORIDA BEACHES.

14796 Feather Cove Road, Clearwater
3266 Pine Haven Dr, Clearwater
$379,000
3 Beds ⋅ 2 Baths ⋅ Countryside Tr 5 SubDv. ⋅ 33761 Zip Code
**BRAND NEW ROOF!!** Welcome to 3266 Pine Haven Drive in Clearwater, Florida! WATCH THE VIRTUAL TOUR! This freshly painted, move-in-ready **3-bedroom, 2-bathroom single-family home** offers 1,122 square feet, a 1-car garage, private screened-in lanai, and fully fenced backyard in the desirable Countryside area of Clearwater. With a **NEW 2026 ROOF, WeatherTie PGT Winguard impact storm windows & storm door installed in 2021, and newer stainless steel appliances**, this home combines valuable updates with an exceptional Tampa Bay location! Step inside to discover a bright, freshly painted interior featuring easy-care tile flooring and carpet in two bedrooms. The seller is offering a **$500 carpet allowance** so the buyer can personalize the flooring! Additional features include a convenient laundry room, garage, storage space, 2016 A/C system, front storm door, and fresh paint throughout the interior and garage. Built in 1979 with durable concrete block construction on a slab foundation, this Clearwater home offers practical features and everyday comfort. Enjoy Florida's indoor-outdoor lifestyle from your **private screened-in lanai**, perfect for morning coffee or relaxing evenings. The backyard features a white PVC privacy fence, creating an inviting outdoor retreat for entertaining, gardening, or pets. **LOCATION, LOCATION, LOCATION!** Situated in Clearwater's popular Countryside area, this home is just **3 blocks from the Duke Energy Trail** for walking, jogging, and cycling. Countryside Mall is only 2.3 miles away, **Honeymoon Island State Park and Beach just 6 miles**, world-famous Clearwater Beach approximately 11.8 miles, and Tampa International Airport 16 miles away. Conveniently located near **Curlew Creek Elementary, Palm Harbor Middle, and Countryside High School**. Whether you're searching for a **3-bedroom Clearwater home, a single-family home near Countryside Mall, or a Clearwater property with a new roof and private fenced backyard**, 3266 Pine Haven Drive offers an excellent combination of location, updates, and Florida lifestyle. **NEW 2026 ROOF WITH NEW WARRANTY! 2021 STORM WINDOWS WITH 10-YEAR WARRANTY! FRESH PAINT! SCREENED LANAI! PRIVATE FENCED BACKYARD!** Don't miss this opportunity to own a home in Clearwater's desirable Countryside area. **Schedule your private showing today!**

3266 Pine Haven Dr, Clearwater
2287 Philippine Drive Unit 59, Clearwater
$144,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to 2287 Philippine Dr #59 in the desirable On Top of the World community in Clearwater, FL! This 2-bedroom, 2-bathroom condo is located in an elevator building and offers a spacious layout with a family room and new flooring throughout. Whether you’re searching for a full-time residence, seasonal getaway, or investment property, this unit presents an excellent opportunity in one of Tampa Bay’s premier 55+ gated and guarded communities. Residents enjoy access to over 170 clubs and activities, multiple pools, a private golf course, expansive clubhouse, fitness center, tennis and sport courts, and beautifully maintained grounds. Conveniently located just minutes from Clearwater Beach, shopping, dining, and major highway access including US-19, this condo combines lifestyle and location in the heart of Clearwater.

2287 Philippine Drive Unit 59, Clearwater
2063 Los Lomas Drive, Clearwater
$285,000
3 Beds ⋅ 2 Baths ⋅ Valencia Park SubDv. ⋅ 33763 Zip Code
Beautifully updated and thoughtfully designed, this three bedroom, one and a half bath home offers a wonderful combination of modern finishes, comfortable living spaces and recent improvements. Fresh interior and exterior paint create a crisp, inviting appearance, while a new roof and new garage door add to the home's appeal. Step inside to discover a beautifully designed kitchen featuring custom cabinetry, stainless steel appliances and an open layout that flows seamlessly into the family room, creating an inviting space for everyday living and entertaining. A conveniently located laundry room just off the kitchen adds to the home's functionality. The spacious primary bedroom offers generous closet space, while the beautifully updated bathroom showcases a gorgeous custom-tiled walk-in shower and a stylish vanity with dual sinks. A detached one car garage provides additional convenience and storage. Adding to the appeal is the home's location adjacent to Valencia Park, offering double tennis courts, a basketball court, playground and a walking path extending from one end of the park to the other. With its attractive updates, functional layout and convenient access to outdoor recreation, this home offers an appealing blend of style, comfort and convenience!

2063 Los Lomas Drive, Clearwater
2170 Americus Boulevard S Unit 51, Clearwater
$255,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy comfort and convenience in this well-located 2-bedroom, 2-bath condo conveniently located within a short walk from the West Activity Center . The golf course is just outside your window. Located in a vibrant 55+ community, this home delivers an active, connected lifestyle. This unit boasts 2 assigned parking spaces. The 55+ community has two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2170 Americus Boulevard S Unit 51, Clearwater
2616 Cove Cay Drive Unit 906, Clearwater
$214,900
1 Beds ⋅ 2 Baths ⋅ Cove Cay 26-16 Village I SubDv. ⋅ 33760 Zip Code
BREATHTAKING 9TH-FLOOR WATER VIEWS IN THE DESIRABLE COVE CAY COMMUNITY! Experience the beauty of waterfront living in this spacious 1-bedroom, 1.5-bathroom condo located in Clearwater's sought-after, 24-hour guard-gated Cove Cay community! Perched on the 9th floor, offers beautiful water views, a generously sized primary bedroom, and the opportunity to enjoy Florida's resort-style lifestyle every day! Updates include a remodeled kitchen with real wood-slow close cabinets, quartz countertops, upgraded laminate flooring, new HURRICANE RATED WINDOWS AND DOORS, and remodeled bathroom, this unit is move in ready!! One of the standout features of this condo is its EXPANSIVE PRIMARY BEDROOM, thoughtfully enlarged by incorporating the former balcony/lanai space into the interior living area. This unique layout provides additional bedroom space while allowing you to enjoy beautiful water views from the comfort of your home. The spacious floor plan also features a half bath, offering added convenience for everyday living and visiting guests. Upgraded windows further enhance this inviting waterfront retreat. Beyond your front door, discover the exceptional lifestyle that makes Cove Cay one of Clearwater's most desirable waterfront communities! This 24-hour guard-gated community offers a scenic 18-hole public golf course, waterfront marina with boat, jet ski, and kayak rentals, and on-site dining options. Residents can also enjoy community amenities including a swimming pool, hot tub, and fitness facilities. Whether you enjoy golfing, boating, relaxing by the pool, or simply taking in the beautiful surroundings, Cove Cay offers something for everyone! Conveniently located near shopping, restaurants, entertainment, and Clearwater's stunning Gulf beaches, this community offers the perfect combination of peaceful waterfront living and everyday convenience. Whether you're looking for a full-time residence, seasonal retreat, or your own piece of Florida paradise, this 9th-floor condo offers a rare combination of generous living space, beautiful water views, and resort-style surroundings! Don't miss your opportunity to make Cove Cay your home. Schedule your private showing today! Buyer and Buyer's Agent to verify all information, including square footage, community amenities, fees, and restrictions.

2616 Cove Cay Drive Unit 906, Clearwater
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