St Cloud (City of St Cloud) Homes with Lake Front Water Frontage

St Cloud (City of St Cloud) Homes with Lake Front Water Frontage

Welcome to St. Cloud, Florida—a charming city nestled in Osceola County that perfectly blends small-town warmth with the vibrancy of a growing community. Known for its picturesque landscapes and friendly atmosphere, St. Cloud is a hidden gem that offers a unique lifestyle for families, retirees, and everyone in between.

One of the most captivating features of St. Cloud is its stunning lakefront properties. Imagine waking up to the gentle lapping of water against the shore and sipping your morning coffee while basking in the serene views of beautiful lakes like East Lake Tohopekaliga. Homes with lakefront water frontage not only provide a tranquil retreat but also offer endless recreational opportunities. Spend your weekends fishing, kayaking, or simply enjoying a sunset stroll along the water’s edge.

The real estate market in St. Cloud is diverse, catering to a variety of tastes and budgets. From charming single-family homes to luxurious waterfront estates, there’s something for everyone. Many properties boast spacious yards and direct access to the lake, making them perfect for outdoor enthusiasts and families looking to create lasting memories.

In addition to its natural beauty, St. Cloud is conveniently located near major highways, providing easy access to the attractions of Orlando and the breathtaking beaches of the Atlantic Coast. With a rich history, vibrant community events, and a welcoming atmosphere, St. Cloud is not just a place to live—it's a place to thrive. Come discover your dream home on the water in this idyllic city!

Newest St Cloud (City of St Cloud) Homes with Lake Front Water Frontage

$375,000
3 Beds ⋅ 3 Baths ⋅ Pinewood Gardens SubDv. ⋅ 34769 Zip Code
Welcome to 2430 Bittle Way, a beautiful 3 bedroom, 2.5 bathroom home, located in the Pinewood Gardens estate in St Cloud, Fl. This home built in 2019 boasts 1,875 sqft of living space and is equipped with energy-efficient solar panels and a Soft water conditioning system. As you enter the home, you'll be greeted by a spacious and open floor plan. The kitchen complete with stainless steel appliances and ample storage, flows seamlessly into the living and dining areas. Upstairs, you'll find the primary bedroom with an en-suite bathroom featuring large vanities and a walk in shower. A bonus room, two additional bedrooms, a full bathroom are also located on the upper level. The home backs up to a relaxing water view. Outside, the home boasts a beautifully landscaped yard front and sides, as well as various fruit trees. The home also features a spacious 2-car garage. Welcome home. Schedule a showing today!

2430 Bittle Way, St Cloud
$399,000
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
There’s a reason Saint Cloud’s State Streets have stayed desirable for generations. An established community, a historic downtown, and the lakefront woven right into everyday life. The catch? Most of the homes here were built decades ago. But every once in a while, something newer comes along. Built in 2017, this 3-bedroom, 2-bath home gives you nearly 1,700 square feet on just over a quarter acre, with NO HOA, in an area where newer homes aren't an easy find. Inside, the floor plan is open where you want it and separated where it matters with high ceilings and lots of natural light. The kitchen sits right in the middle of daily life, with an oversized island that's built for everything from 6 a.m. coffee to homework after school to midnight pizza. The primary suite gets its own side of the house, with the other two bedrooms across the way, so everyone has a space of their own. And beyond the things you notice right away, there are plenty of thoughtful details throughout. Energy Star-rated windows and doors, updated appliances, LED under-cabinet and toe-kick lighting, a zero-entry walk-in shower with rainfall shower head, custom window sills, a security system, and custom hurricane shutters that stay with the home. Out back, the covered lanai overlooks a large, fully fenced yard with mature oaks and plenty of room to actually use it. Raised garden beds are already in place, with room for a game of catch, a swing set, a dog with the zoomies, a fire pit with friends, or even a pool. Then there’s what’s waiting at the end of the street. Lakefront Park is one block away. Morning walks along Lake Tohopekaliga. Cooling off at the splash pad. Fishing off the pier. Putting the boat in at the ramp. Walking down for dinner or one of the events along the waterfront. It’s close enough that you don’t have to make a plan to enjoy it. It can just be part of your day. Downtown Saint Cloud is just minutes away, with local restaurants, coffee shops, shopping, the movie theater, and community events throughout the year. Lake Nona, Medical City, Orlando International Airport, and the 417 are all within easy reach. It’s the kind of location that gives you a little less hustle and bustle, without feeling disconnected from everything else Central Florida has to offer. Close to everything you need, and a lake practically in your backyard. It’s hard to beat that.

213 New York Avenue, St Cloud
$355,990
4 Beds ⋅ 3 Baths ⋅ Sky Lakes Ph 2 & 3 SubDv. ⋅ 34769 Zip Code
Discover the perfect blend of style, comfort, and convenience in this stunning end-unit Piper Townhome with serene pond view! Featuring 4 spacious bedrooms, 2.5 baths, and a 2-car garage, this home is thoughtfully designed with an open-concept layout that seamlessly connects the expansive Great Room to a covered Lanai—ideal for effortless indoor-outdoor living. Elegant tile flooring enhances the first floor main living areas, while the modern kitchen impresses with 42" upper cabinets, quartz countertops, a large center island, stainless steel appliances, and a convenient pantry closet, making it perfect for both entertaining and everyday living. The Primary suite features a luxurious ensuite bathroom, complete with a walk-in closet, dual sinks in adult-height vanity, linen storage, and a sleek walk-in shower. Sky Lakes is conveniently located near dining and shopping, and Walt Disney World® Resort and Universal Studios Orlando are just a short drive away.

1572 Cloudy Court, St Cloud
$469,999
4 Beds ⋅ 3 Baths ⋅ Lake Front Add To Town Of St Cloud SubDv. ⋅ 34769 Zip Code
Lakefront Living at Its Finest! This exceptional fully fenced almost half acre waterfront property offers a rare combination of flexibility, functionality, and a spacious main residence, an attached in-law suite, and a detached in-law suite—perfect for multi-generational living, extended guests, or potential income opportunities. Situated on a picturesque lakefront setting in St. Cloud, this one-of-a-kind property also features a large 22' x 20' x 8' metal workshop built in 2022 with roll-up and walk-in doors, plus a separate metal storage shed, providing endless possibilities for hobbyists, business owners, boat enthusiasts, or anyone needing extra storage. The property has been extensively improved over the years, beginning with all new windows installed in both the main home and detached in-law suite in 2015, followed by a new vinyl fence in 2017 and a mini-split A/C system for the detached in-law suite the same year. Major system upgrades include new roofs on both the main home and detached in-law suite in 2023, a new hot water heater in 2023, a new 2.5-ton A/C system installed in 2024, and a new 4-ton 14.3 SEER A/C system installed in 2025. Recent interior enhancements completed in 2025 and 2026 include a new sliding glass door in the detached in-law suite, a revamped kitchen in the detached in-law suite, new carpeting, and the creation of a versatile upstairs bonus room/loft that can easily function as an additional bedroom, home office, playroom, or flex space. Whether you're searching for a private family compound, a home with space for multiple generations, or a unique lakefront property with room to work, store equipment, and enjoy the Florida lifestyle, this property delivers! With two separate in-law suites, extensive upgrades, a fully fenced yard, waterfront views, a large workshop, an additional storage shed, and abundant space for living and entertaining, opportunities like this are truly hard to find. Experience the perfect blend of lakefront tranquility, modern convenience, and unmatched versatility all in one remarkable property.

211 Lakeshore Boulevard, St Cloud
$975,000
6 Beds ⋅ 4 Baths ⋅ St Cloud Residential SubDv. ⋅ 34769 Zip Code
A truly rare opportunity to own a private estate in the heart of St. Cloud. Situated on 1.64 picturesque acres beneath a canopy of majestic, centuries-old oak trees, this exceptional property offers the perfect balance of privacy, functionality, and endless possibilities. All while being just minutes from everyday conveniences. What makes this property truly stand apart is the presence of two fully independent residences on one parcel, creating an unmatched opportunity for multigenerational living, guest accommodations, rental income, or a private retreat. The main residence features 4 bedrooms and 3 full bathrooms with beautifully updated bathrooms, ceiling fans throughout, tiled flooring, and its own water softener system. The second home offers 2 bedrooms and 2 full bathrooms, a nice kitchen, providing comfortable and private living for extended family, guests, or tenants. The outdoor spaces are where this estate truly comes to life. At the center of the property, a spacious courtyard creates the ultimate gathering place, featuring a stunning wood-burning fireplace, a covered outdoor living area, and plenty of room to entertain year-round. Just beyond, an elevated wooden deck overlooks the tranquil landscape, offering the perfect setting to enjoy morning coffee, evening sunsets, or simply the peaceful surroundings. Bordering the southern edge of the property is a scenic shared pond that enhances the natural beauty and serene atmosphere. Towering oak trees shade much of the property, creating a breathtaking park-like setting rarely found this close to town. Whether you're searching for a family compound, an investment opportunity, a place to comfortably accommodate multiple generations, or simply a property with room to live, grow, and create lasting memories, this estate delivers a lifestyle that is increasingly difficult to find. With over 1.6 acres, two homes, incredible outdoor living spaces, mature landscaping, and an unbeatable location in the heart of St. Cloud, this is far more than a home- it's a property filled with opportunity, flexibility, and timeless Florida charm.

298-300 Orange Avenue, St Cloud
$260,000
3 Beds ⋅ 2 Baths ⋅ King Oak Villas Ph 2 4th Add SubDv. ⋅ 34769 Zip Code
Virtually Staged. Virtually Staged. Welcome to this beautifully maintained 3-bedroom, 2-bathroom home located in the heart of St. Cloud! Nestled on a quiet culde-sac, this property offers a serene water view right from your backyard — the perfect setting to enjoy morning coffee or unwind after a long day. The open-concept layout features a spacious living and dining area filled with natural light, ideal for both entertaining and everyday living. The kitchen offers ample cabinet space and overlooks the main living area, creating a seamless flow throughout the home. The primary suite includes a private ensuite bathroom and generous closet space, while the additional two bedrooms provide flexibility for guests, a home office, or growing households. Step outside to your backyard oasis and enjoy peaceful waterfront views with no rear neighbors — a rare find that adds privacy and tranquility. Conveniently located near shopping, dining, schools, and major roadways, this home offers both comfort and accessibility. Schedule your private showing today and experience the charm and peaceful setting of this property.

2432 King Oak Court, St Cloud
$349,000
3 Beds ⋅ 2 Baths ⋅ Savanna Park SubDv. ⋅ 34769 Zip Code
Welcome to this beautiful 3-bedroom, 2 bath home that offers 1433 square feet of comfortable living space with thoughtful updates and a peaceful setting that buyers will love. Step inside and discover newer waterproof wood like flooring that adds both style and durability throughout the home. Major upgrades have already been taken care of, including a new roof installed in 2024 and a new AC in 2023, giving peace of mind for years to come. The homes backyard overlook's a tranquil pond, creating the perfect backdrop for relaxing evenings, morning coffee, or entertaining guests. Located just a short distance from popular St Cloud Lakefront. Minutes to Downtown St. Cloud with shopping area featuring over 15 antique and collectible shops, craft stores, local diners, American Legion Hall, VFW Hall, movie theatre, two historical hotels and local Lynx bus transportation. Enjoy living in St. Cloud with the Lakefront Park. Take a bike ride or a stroll in the evening by the lake! Awesome views with wildlife to enjoy! This award-winning recreational area offers walking trails, playground, splash pad, sandy beach, boating basin and restaurant for everyone to enjoy. St. Cloud is a family-oriented community offering small town living. Conveniently located near Orlando International Airport, Medical City in Lake Nona, and Florida’s East Coast beaches. Don’t miss your opportunity to own this move in ready home. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this move-in ready home combines comfort, location, and value in one desirable package. Schedule your private showing today! Buyer to verify all room measurements.

20 Macon Way, St Cloud
$289,999
3 Beds ⋅ 2 Baths ⋅ St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
ROOF WILL BE REPLACED PRIOR TO CLOSING. Welcome to St. Cloud This single-family home carries real character and historical value. Located just a short distance from the brick streets and shops of historic downtown St. Cloud, the house sits in a neighborhood with deep roots in the area’s early days. Inside, you’ll find an updated kitchen along with tile and vinyl floors that run throughout the home. The layout includes three bedrooms and two bathrooms, giving you practical space for daily living. The property offers easy access to the lake, with nearby paths, fishing spots, and Lakefront Park right around the corner. Spend time on the water, at the marina, or simply enjoying the views of East Lake Tohopekaliga. Historic downtown St. Cloud sits within walking distance or a very short drive for local dining, events, and shops, while Walt Disney World Resort is about 25-35 minutes away by car. Universal Orlando Resort runs around 25-35 minutes, and Orlando International Airport takes roughly 25-35 minutes. The home includes a workshop for projects or storage, plus an outdoor deck, a nice front patio, and attractive landscaping that adds to the curb appeal. Built in an era when houses had distinct details, this one keeps that older Florida feel while delivering modern updates where it counts. If you’re after a place a home to make your primary, investment, or an Airbnb property with some history, solid bones, and convenient access to both quiet lake living and the bigger attractions, this property delivers. Ready to see it in person? Schedule a showing.

2112 9th Street, St Cloud
$299,900
3 Beds ⋅ 2 Baths ⋅ Villas Del Castillo Ph Ii SubDv. ⋅ 34769 Zip Code
This beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of comfort and functionality, complete with a dedicated office space ideal for remote work or a quiet study area. The open-concept living and dining areas provide a welcoming atmosphere, while the well-appointed kitchen features modern appliances and ample storage. The spacious primary suite includes a private bath and generous closet space. Two additional bedrooms are perfect for family, guests, or flexible use. Step outside to enjoy a peaceful backyard, perfect for relaxing or entertaining. With its versatile layout and added office, this home is designed to fit today’s lifestyle needs.

2782 Andes Way, St Cloud
$353,000
2 Beds ⋅ 2 Baths ⋅ Runnymede Shores SubDv. ⋅ 34769 Zip Code
Welcome to this charming 2-bedroom, 2-bath waterfront home offering exceptional versatility and future potential. No HOA, endless customization possibilities, and a motivated seller willing to assist with closing costs, this is a unique opportunity that must be seen in person to truly appreciate. The enclosed, air-conditioned patio provides the opportunity to be converted into up to two additional bedrooms, while the detached shed complete with flooring and electrical can easily serve as a home office, studio, or additional bedroom. This property offers peaceful living with direct canal frontage and a functional boat lift but still close by to local shopping, dining, schools, and major roadways. Just minutes from historic downtown St. Cloud and the beautiful Lakefront Park on East Lake Tohopekaliga, and Ralph V Chisholm Regional Park. Residents can enjoy walking trails, playgrounds, restaurants, and community events throughout the year. With easy access to Kissimmee, Lake Nona, Orlando International Airport, and major highways including the Florida Turnpike, this home offers both convenience and lifestyle.

4430 Rummell Road, St Cloud
$399,000
2 Beds ⋅ 1 Baths ⋅ Lake Front Add To Town Of St Cloud SubDv. ⋅ 34769 Zip Code
LOOK AT THIS LAKE VIEW! NO HOA, CORNER LOT! Welcome to this charming 2-bedroom (with potential for a 3rd bedroom), 1-bath home situated on nearly ¼ acre with a breathtaking EAST LAKE TOHO VIEW. Get ready to fall in love with the stunning sunset skies over EAST LAKE TOHO, enjoyed right from your front living room through the newly installed windows (2025) throughout the home. Located directly across from the SAINT CLOUD LAKEFRONT walking and biking path, you’ll have endless outdoor activities at your doorstep. Take a peaceful stroll or a small golf cart ride (IN THE GOLF CART DISTRICT) to the nearby restaurant, cast a line from the fishing pier, enjoy the PLAYGROUND or SPLASH PAD, relax at the BEACH—or simply unwind in your front room while watching the sunset skies over the water. You can even enjoy holiday fireworks right from your own front yard! Inside, the bathroom has been beautifully renovated and is ADA accessible. Both bedrooms are generous in size and feature original hardwood floors. The oversized corner lot offers fruit trees, space to garden, and plenty of room to personalize.All major updates have already been handled, giving you peace of mind:New Roof – 2023, New Windows – 2025, HVAC – 2018, Water Heater – 2018, Bathroom Remodel – 2023, Fresh Interior Paint – 2025, ADA Ramp Installed – 2020, This home is ready for its new owner and filled with potential—schedule your showing today and make it yours! This home located close to the StCloud Marina so secure your boat slip today!

1801 Lakeshore Boulevard, St Cloud
$174,900
St Cloud 2nd Town Of SubDv. ⋅ 34769 Zip Code
Build Your Dream Home in Downtown St. Cloud! Don’t miss this rare opportunity to own a cleared, vacant lot just one block from the St. Cloud lakefront and marina. Located on a quiet, beautiful street, this prime location offers easy access to scenic walking paths, boating, parks, restaurants, and shopping. Perfect for outdoor lovers and those seeking a peaceful setting with urban conveniences nearby. No HOA. Ready for your custom build!

Delaware Avenue, St Cloud
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