Harmony Central Real Estate

Harmony Central Real Estate

Welcome to Harmony Central, a picturesque subdivision nestled in the heart of St. Cloud, Florida, within the charming Osceola County. This vibrant community harmoniously blends modern living with the serene beauty of nature, making it an ideal place for families, retirees, and everyone in between.

Harmony Central is renowned for its lush landscapes, tranquil lakes, and a wealth of recreational amenities. Residents enjoy access to beautifully maintained parks, walking trails, and playgrounds, all designed to foster a sense of community and encourage an active lifestyle. The subdivision's thoughtful layout promotes a friendly atmosphere, where neighbors become friends and gatherings are common.

One of the standout features of Harmony Central is its commitment to sustainability and environmental stewardship. The community is designed with eco-friendly principles in mind, incorporating energy-efficient homes and green spaces that enhance the natural surroundings. This dedication to preserving the environment not only benefits residents but also contributes to the overall charm of the area.

Families will appreciate the highly-rated schools nearby, providing quality education and enriching extracurricular activities for children of all ages. Additionally, Harmony Central is conveniently located close to shopping, dining, and entertainment options, ensuring that all your needs are just a short drive away.

Whether you’re looking for a quiet retreat or a vibrant community to call home, Harmony Central offers the perfect blend of comfort, convenience, and connection. Discover the beauty and warmth of this remarkable subdivision in St. Cloud, and experience the harmonious lifestyle that awaits you!

Newest Listings in Harmony Central

$412,900
4 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34771 Zip Code
If you are looking for the space but don't want the stairs, this is your perfect home, in this single story home you ill find spacious 4 Bedrooms and 2 full Bathrooms, huge master suite with your dream bathroom and oversized walk in closet, as you enter you will find your 4th Bedroom separated in the front area of the house ideal for office or work room, enjoy your covered lanai for those Grilling days, enjoy your community Resort style pool and a Dog Park for your favorite four legged friend , very large kitchen with a nook to show off your cooking skills, granite counter tops, featuring an open concept design for that modern and bright look....in addition we will pay your closing cost when you use one of our preferred lenders a must see, you will love it and there is No CDD. Low HOA, Don't mis out on this great opportunity...call for your viewing appointment Today.

7630 Bent Tree Loop, St Cloud
$372,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
NOW OFFERING 4.99% FINANCING + UP TO $10,000 FLEX CASH! With an approved lender, you can take advantage of this incredible financing opportunity, available closing-cost incentives when using one of our preferred lenders, and secure your new home with just $1,000. Now imagine what happens after you get the keys… You come home after a long day, step onto your covered lanai with your favorite drink, and unwind while looking out over a peaceful water view. Morning coffee feels a little quieter here. Florida sunsets feel a little more special. This is a home designed not just for how you live, but for how you want to feel when you get home. Inside, the thoughtful floor plan creates a comfortable flow between the living spaces, making it perfect for everyday life, family gatherings, and entertaining friends. The kitchen is the heart of the home, featuring beautiful granite countertops and stainless steel Whirlpool appliances. Whether you're preparing a quick breakfast or hosting family for dinner, everything connects naturally. At the end of the day, your spacious primary suite becomes your private retreat, complete with a large walk-in closet and private bathroom featuring a relaxing garden tub. The second and third bedrooms are generously sized, giving family and guests plenty of room to feel at home. And when you're ready for a little quiet time, your covered lanai and tranquil water view are waiting. Even better, you can enjoy all of this with NO CDD and a very low HOA, plus the peace of mind that comes with a 1-year builder warranty and 10-year structural warranty. This isn't just about buying a house. It's about finding the place where your next chapter begins—and taking advantage of an opportunity that can make getting there a little easier. 4.99% Financing | Up to $10,000 Flex Cash | Closing-Cost Incentives Available | Just $1,000 to Secure Your Home The home is ready. The water view is waiting. Now it just needs you. Hurry—these incentives are limited. Schedule your private tour today!

7569 Bent Tree Loop, St Cloud
$377,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Discover your future family home in this brand-new single-story residence featuring 3 bedrooms, 2 bathrooms, and an open-concept living space designed for comfort and functionality offering PAID CLOSING COSTS & UPTO 20K in FLEX CASH. Situated on an end lot with an oversized homesite, this property offers extra space and added privacy. Take advantage of PAID closing costs and up to $15,000 in FLEX Cash, which can be used to buy down your interest rate and/or cover prepaids, saving you thousands when using our preferred lender. This thoughtfully designed floor plan is perfect for family living, featuring an upgraded kitchen with granite countertops, a large island, and staggered 36" cabinets with crown molding. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Located in Harmony Central, residents enjoy a perfect blend of convenience and leisure, including a beautiful community pool with cabanas, no CDD, and a very low HOA. Secure your Adams Home today with just a $1,000 deposit!

7631 Bent Tree Loop, St Cloud
$372,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Under Construction. Under Construction Home, 3 bedrooms and 2 bathrooms with a water view. ** Receive Up to $10,000 FLEX Cash that can be used to buy down interest rate and or prepaids and closing costs assistance so this will save you thousands with prefered lenders. This home is perfect for entertaining with its open floor plan. The upgraded kitchen features granite thru out the large island and counter tops. This kitchen has beautiful Whirlpool stainless steel appliances. You'll also love the spacious laundry room. The bathrooms are spacious and elegant with beautiful granite. Rest easy knowing your new home comes with a 1-year builder warranty and a 10-year structural warranty. Located near Harmony Main where you can enjoy the great amenities such as 12.5 miles of Trails and pathways, go and play at the stunning golf course Harmony Golf Preserve and even become a member of the community garden program. Harmony Central provides an everyday escape from ordinary living, this location offers both convenience and leisure. This is the last Harmony Community with No CDD and a very low HOA that will feature a beautiful community pool with cabanas. *Photos of previous house since home is under construction.

7625 Bent Tree Loop, St Cloud
$416,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
OWN MORE HOME FOR LESS! THIS BRAND-NEW 4-BEDROOM, 3 FULL-BATH HOME IS THE PERFECT BLEND OF STYLE AND PRACTICALITY, OFFERING MODERN FINISHES AND THOUGHTFUL UPGRADES THROUGHOUT. DESIGNED WITH COMFORT AND FUNCTIONALITY IN MIND, THE HOME FEATURES 10-FOOT CEILINGS THROUGHOUT, CREATING A BRIGHT AND OPEN ATMOSPHERE. THE THOUGHTFULLY PLANNED LAYOUT PROVIDES A SEAMLESS FLOW BETWEEN LIVING SPACES, IDEAL FOR BOTH EVERYDAY LIVING AND ENTERTAINING. THE SPACIOUS PRIMARY SUITE SERVES AS A PRIVATE RETREAT, HIGHLIGHTED BY VAULTED CEILINGS AND PEACEFUL CONSERVATION VIEWS THAT GIVE PRIVACY AND A TRANQUIL NATURAL BACKDROP. THE KITCHEN IS THE HEART OF THE HOME, FEATURING A CENTERED ISLAND PERFECT FOR PREPARING MEALS FOR BREAKFAST, LUNCH, DINNER, OR ANY SPECIAL OCCASION. A SEPARATE FORMAL DINING ROOM ADDS FLEXIBILITY AND CAN EASILY BE USED AS A HOME OFFICE OR FLEX SPACE. SECONDARY BEDROOMS ARE GENEROUSLY SIZED, PROVIDING COMFORT AND PRIVACY FOR FAMILY MEMBERS OR GUESTS. THE FOURTH BEDROOM INCLUDES A WALK-IN CLOSET AND A FULL BATHROOM, MAKING IT IDEAL FOR A MOTHER-IN-LAW SUITE, GUEST ROOM, OR PRIVATE OFFICE—ADDING VERSATILITY AND LONG-TERM VALUE. ADDITIONAL FEATURES INCLUDE A 1-YEAR BUILDER WARRANTY AND A 10-YEAR STRUCTURAL WARRANTY FOR ADDED PEACE OF MIND. LOCATED IN THE DESIRABLE HARMONY CENTRAL COMMUNITY, RESIDENTS ENJOY NO CDD FEES, A LOW HOA, AND A RELAXED FLORIDA LIFESTYLE. CLOSING COST INCENTIVES MAY BE AVAILABLE WITH THE PREFERRED LENDER, AND THE HOME CAN BE SECURED WITH AS LITTLE AS A $1,000 DEPOSIT. A UNIQUE COMBINATION OF NEW CONSTRUCTION, ATTRACTIVE FINANCING, AND SERENE SURROUNDINGS—OPPORTUNITIES LIKE THIS ARE LIMITED.

7544 Bent Tree Loop, St Cloud
$424,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
NOW OFFERING 4.99!!! MOVE IN READY TWO-STORY 4 BEDROOM, 2.5 BATH ENERGY EFFICIENT HOME WITH A SPACIOUS OPEN FLOOR PLAN. THE OPEN KITCHEN FEATURES GRANIT COUNTERTOPS, TALL UPPER CABINETS, STAINLESS STEEL WHIRLPOOL APPLIANCES, AND A LARGE ISLAND WITH SEATING FOR SIX, OVERLOOKING A GENEROUS FAMILY ROOM, PERFECT FOR ENTERTAINING. ALL BEDROOMS ARE UPSTAIRS WITH GREAT NATURAL LIGHT. ARCHITECTURAL DETAILS INCLUDE 5 1/4 INCH BASEBOARDS AND ARCHED TWO PANEL CLOSET DOORS. INCLUDES A 10YR STRUCTURAL WARRANTY PLUS BUILDER & MANUFACTURER WARRANTIES. CONVENIENT ACCESS TO MAJOR ROADS,SHOPPING,DINING,MEDICAL FACILITIES, SCHOOLS & MORE. AS A BONUS JUST A 40MIN DRIVE TO THE BEACH. ALL WHILE MAINTAINING A PEACEFUL CENTRAL FLORIDA FEEL.

4014 Sagefield Drive, Harmony
$416,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Take advantage of today's incentives and enjoy the benefits of new construction, lower maintenance costs, and the peace of mind that comes with a brand-new home by Adams Homes, located in the desirable Harmony Central community. This 4-bedroom, 3-bath residence offers an open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of exceptional incentives, including all closing costs paid (guaranteed), a reduced price of $20k, and a $1,000 deposit to start building. St. Cloud mailing address with access to Harmony’s lifestyle amenities. A rare opportunity to secure quality new construction in one of Osceola County’s premier master-planned communities

7576 Bent Tree Loop, St Cloud
$407,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Eligible for a 4.99% fixed interest rate through the builder's preferred lender. Estimated monthly payments starting from approximately $2,147.58/month for qualified FHA buyers, based on current pricing and financing assumptions. This beautiful new-construction home offers modern finishes, energy-efficient features, and builder incentives, which may include closing cost assistance. Discover exceptional value in this brand-new, move-in-ready, 3-bed, 2-bath home by Adams Homes, located in the highly desirable Harmony Central community. Recently, the price dropped by $20k. This thoughtfully designed residence features an open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of unbeatable incentives, including paid closing costs. With a St. Cloud mailing address and access to Harmony’s peaceful surroundings and lifestyle amenities, this home offers the perfect blend of comfort, convenience, and affordability in one of Osceola County’s premier master-planned communities.

7560 Bent Tree Loop, St Cloud
$410,000
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
PRICE DROP 49K, 4.99 fixed interest rate promo, and up to 15k FLEX CASH with a payment as low as $2,176.00!!!! (P&I) !!!! Quick Move-In Opportunity with Rare Financing & NO CDD! This brand-new, quick move-in home delivers exceptional value, plus NO CDD fees—a rare opportunity that offers real savings and long-term peace of mind in today’s market. Now let the home tell its story. Welcome to the 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath two-story home thoughtfully designed for comfort, flexibility, and modern living. From the moment you step into the grand two-story foyer, you’ll feel the openness that makes this home ideal for both everyday life and entertaining. The open-concept main living area flows seamlessly into a chef-inspired kitchen featuring a large center island, walk-in pantry, granite countertops, and Whirlpool stainless steel appliances—the perfect space for hosting gatherings or enjoying quiet family moments. Upstairs, the home truly shines with an oversized loft, offering endless possibilities—media room, game space, home office, or second living area. The owner’s suite is a private retreat with dual vanities, a soaking tub, separate shower, and a spacious walk-in closet. Three additional bedrooms provide room to grow, welcome guests, or create dedicated work and hobby spaces. A convenient upstairs laundry room adds ease to everyday routines. Bathrooms are finished with elegant granite countertops, and peace of mind comes standard with a 1-year builder warranty and a 10-year structural warranty. If you’ve been waiting for a home that combines immediate availability, flexible space, standout value, and long-term comfort—this is the opportunity that finally brings it all together.

St Cloud
$426,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Take advantage of a limited-time 4.99 FHA fixed interest rate promotion, paid closing costs- saving you thousands, plus a $20,000 price reduction on this beautiful new construction home in Harmony Central with a monthly payment of $2247.62 (P&I). Must use preferred lender and close within 30 days. Discover your dream home featuring 4 bedrooms, 2.5 bathrooms, and a spacious loft designed for comfortable living and entertaining. The open-concept floor plan showcases an upgraded kitchen with granite countertops, a large center island, staggered 36” cabinets with crown molding, and Whirlpool stainless steel appliances. Additional highlights include a spacious laundry room, walk-in closets in 3 of the 4 bedrooms, and a covered lanai perfect for enjoying Florida living. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers a beautiful community pool with cabanas, no CDD fees, and a very low HOA, all while being conveniently located near shopping, dining, and top-rated schools. Secure your new Adams Home with only a $1,000 deposit. Promotions and incentives are subject to change without notice.

4020 Sagefield Drive, St Cloud
Start Your Search