Harmony Central Homes for Sale

Harmony Central Homes for Sale

Welcome to Harmony Central, a picturesque subdivision nestled in the heart of St. Cloud, Florida, within the charming Osceola County. This vibrant community is designed for those who appreciate the perfect blend of modern living and natural beauty. With its lush landscapes and serene surroundings, Harmony Central offers a tranquil retreat from the hustle and bustle while still being conveniently located near all the amenities you could desire.

The homes for sale in Harmony Central are as diverse as they are inviting. Ranging from cozy single-family residences to spacious contemporary designs, each property is thoughtfully crafted to cater to various lifestyles and preferences. Many of these homes feature open floor plans, gourmet kitchens, and private backyards, perfect for entertaining or enjoying a quiet evening under the stars. With energy-efficient designs and modern finishes, you’ll find that Harmony Central combines comfort with sustainability.

Residents of Harmony Central enjoy access to a wealth of community amenities, including scenic parks, walking trails, and recreational facilities. The community fosters a strong sense of belonging, making it easy to connect with neighbors and participate in local events. Additionally, families will appreciate the top-rated schools and proximity to shopping, dining, and entertainment options.

If you’re seeking a harmonious blend of comfort, community, and convenience, look no further than Harmony Central. Explore the homes for sale today and discover the perfect place to call your own in this idyllic Florida enclave. Your dream home awaits!

Newest Harmony Central Homes for Sale

$412,900
4 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
If you are looking for the space but don't want the stairs, this is your perfect home, in this single story home you ill find spacious 4 Bedrooms and 2 full Bathrooms, huge master suite with your dream bathroom and oversized walk in closet, as you enter you will find your 4th Bedroom separated in the front area of the house ideal for office or work room, enjoy your covered lanai for those Grilling days, enjoy your community Resort style pool and a Dog Park for your favorite four legged friend , very large kitchen with a nook to show off your cooking skills, granite counter tops, featuring an open concept design for that modern and bright look....in addition we will pay your closing cost when you use one of our preferred lenders a must see, you will love it and there is No CDD. Low HOA, Don't mis out on this great opportunity...call for your viewing appointment Today.

7630 Bent Tree Loop, St Cloud
$372,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
NOW OFFERING 4.99% Fixed Rate + UP to $10,000 FLEX CASH + Closing Costs Paid that can bring an easily estimated monthly payment of $2,400's with everything included also including estimated real property taxes, NOT just Land Taxes Only. This means an easily $381 monthly savings over current market rate with our preferred lender!!! Not only stop here, but we are also a NO CDD community. This is Limited time opportunity to reserve your home with only $1,000 bringing great value and affordability. Now imagine what happens after you get the keys… You come home after a long day, step onto your covered lanai with your favorite drink, and unwind while looking out over a peaceful water view. Morning coffee feels a little quieter here. Florida sunsets feel a little more special. This is a home designed not just for how you live, but for how you want to feel when you get home. Inside, the thoughtful floor plan creates a comfortable flow between the living spaces, making it perfect for everyday life, family gatherings, and entertaining friends. The kitchen is the heart of the home, featuring beautiful granite countertops and stainless-steel Whirlpool appliances. Whether you're preparing a quick breakfast or hosting family for dinner, everything connects naturally. At the end of the day, your spacious primary suite becomes your private retreat, complete with a large walk-in closet and private bathroom featuring a relaxing garden tub. The second and third bedrooms are generously sized, giving family and guests plenty of room to feel at home. And when you're ready for a little quiet time, your covered lanai and tranquil water view are waiting. Peace of mind that comes with a 1-year builder warranty and 10-year structural warranty. This isn't just about buying a house. It's about finding the place where your next chapter begins—and taking advantage of an opportunity that can make getting there a little easier. The home is ready. The water view is waiting. Now it just needs you. Hurry—these incentives are limited. Schedule your private tour today!

7569 Bent Tree Loop, St Cloud
$377,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
No CDD, builder-paid closing costs, flexible financing options, and up to $20,000 in Flex Cash make this move-in ready waterfront home an exceptional opportunity for buyers looking to maximize value while saving thousands! Wake up to peaceful pond views and enjoy the beauty of Florida living from your covered lanai with no rear neighbors. Whether you're sipping your morning coffee, watching the sunset, or entertaining family and friends, this spacious backyard provides the perfect setting to relax and enjoy the outdoors. This beautifully designed single-story home features 3 bedrooms, 2 bathrooms, and an open-concept layout that offers both comfort and functionality. The spacious kitchen overlooks the family and dining areas and showcases granite countertops, a large center island, staggered 36-inch cabinets with crown molding, and abundant workspace, perfect for everyday living and entertaining. The private owner's suite offers a peaceful retreat with a generous walk-in closet and en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing families. Located in the highly desirable Harmony Central community, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, and top-rated Harmony schools—all with no CDD fees and a low HOA. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's beautiful east coast beaches, you'll enjoy the perfect balance of peaceful living and everyday convenience. Builder-paid closing costs (excluding prepaids), up to $20,000 in Flex Cash, and a $1,000 deposit to secure your home make this an incredible opportunity. Flex Cash may be used toward prepaid closing expenses or to help buy down your interest rate when financing through the preferred lender. Backed by a 1-year builder warranty and a 10-year structural warranty, this move-in ready home offers the lifestyle, location, and value today's buyers have been waiting for.

7631 Bent Tree Loop, St Cloud
$372,900
3 Beds ⋅ 2 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Under Construction Home, 3 bedrooms and 2 bathrooms with a water view. ** Receive Up to $20,000 FLEX Cash that can be used to buy down interest rate and or prepaids and closing costs assistance so this will save you thousands with prefered lenders. This home is perfect for entertaining with its open floor plan. The upgraded kitchen features granite thru out the large island and counter tops. This kitchen has beautiful Whirlpool stainless steel appliances. You'll also love the spacious laundry room. The bathrooms are spacious and elegant with beautiful granite. Rest easy knowing your new home comes with a 1-year builder warranty and a 10-year structural warranty. Located near Harmony Main where you can enjoy the great amenities such as 12.5 miles of Trails and pathways, go and play at the stunning golf course Harmony Golf Preserve and even become a member of the community garden program. Harmony Central provides an everyday escape from ordinary living, this location offers both convenience and leisure. This is the last Harmony Community with No CDD and a very low HOA that will feature a beautiful community pool with cabanas.

7625 Bent Tree Loop, St Cloud
$416,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
OWN MORE HOME FOR LESS with a 4.99 and a P&I $2,711! THIS BRAND-NEW 4-BEDROOM, 3 FULL-BATH HOME IS THE PERFECT BLEND OF STYLE AND PRACTICALITY, OFFERING MODERN FINISHES AND THOUGHTFUL UPGRADES THROUGHOUT. DESIGNED WITH COMFORT AND FUNCTIONALITY IN MIND, THE HOME FEATURES 10-FOOT CEILINGS THROUGHOUT, CREATING A BRIGHT AND OPEN ATMOSPHERE. THE THOUGHTFULLY PLANNED LAYOUT PROVIDES A SEAMLESS FLOW BETWEEN LIVING SPACES, IDEAL FOR BOTH EVERYDAY LIVING AND ENTERTAINING. THE SPACIOUS PRIMARY SUITE SERVES AS A PRIVATE RETREAT, HIGHLIGHTED BY VAULTED CEILINGS AND PEACEFUL CONSERVATION VIEWS THAT GIVE PRIVACY AND A TRANQUIL NATURAL BACKDROP. THE KITCHEN IS THE HEART OF THE HOME, FEATURING A CENTERED ISLAND PERFECT FOR PREPARING MEALS FOR BREAKFAST, LUNCH, DINNER, OR ANY SPECIAL OCCASION. A SEPARATE FORMAL DINING ROOM ADDS FLEXIBILITY AND CAN EASILY BE USED AS A HOME OFFICE OR FLEX SPACE. SECONDARY BEDROOMS ARE GENEROUSLY SIZED, PROVIDING COMFORT AND PRIVACY FOR FAMILY MEMBERS OR GUESTS. THE FOURTH BEDROOM INCLUDES A WALK-IN CLOSET AND A FULL BATHROOM, MAKING IT IDEAL FOR A MOTHER-IN-LAW SUITE, GUEST ROOM, OR PRIVATE OFFICE—ADDING VERSATILITY AND LONG-TERM VALUE. ADDITIONAL FEATURES INCLUDE A 1-YEAR BUILDER WARRANTY AND A 10-YEAR STRUCTURAL WARRANTY FOR ADDED PEACE OF MIND. LOCATED IN THE DESIRABLE HARMONY CENTRAL COMMUNITY, RESIDENTS ENJOY NO CDD FEES, A LOW HOA, AND A RELAXED FLORIDA LIFESTYLE. CLOSING COST INCENTIVES MAY BE AVAILABLE WITH THE PREFERRED LENDER, AND THE HOME CAN BE SECURED WITH AS LITTLE AS A $1,000 DEPOSIT. A UNIQUE COMBINATION OF NEW CONSTRUCTION, ATTRACTIVE FINANCING, AND SERENE SURROUNDINGS—OPPORTUNITIES LIKE THIS ARE LIMITED.

7544 Bent Tree Loop, St Cloud
$410,000
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
**DON’T MISS THIS OPPORTUNITY!** This MOVE-IN READY home has received an incredible **$49,900 PRICE REDUCTION** and is now offering a **4.99 FHA interest rate PLUS up to $10,000 FLEX CASH** Additional closing cost assistance may also be available for qualified buyers. **Estimated monthly PITIA: $2,670 | Estimated cash to close: $15,250** Financing, payment, and cash-to-close estimates are subject to buyer qualification and lender terms. Beautiful ENERGY-EFFICIENT two-story home featuring **4 bedrooms, 2.5 baths, and a spacious open-concept floor plan** designed for comfortable everyday living and entertaining. The kitchen showcases GRANITE COUNTERTOPS, tall upper cabinets, STAINLESS STEEL WHIRLPOOL APPLIANCES, and an oversized island with seating for six overlooking the generous family room. All bedrooms are located upstairs and providing abundant natural light. Additional architectural details include 5 1/4-inch baseboards and arched two-panel closet doors. Conveniently located near major roads, shopping, dining, medical facilities, schools, and more—all while enjoying the peaceful Central Florida lifestyle. **$49,900 PRICE REDUCTION + 4.99 FHA + UP TO $10,000 FLEX CASH = AN OPPORTUNITY YOU DON’T WANT TO MISS!** Schedule your private showing TODAY before this home is gone! *Financing incentives and Flex Cash available with preferred lender. Restrictions and qualification requirements may apply. See sales representative for details.

4014 Sagefield Drive, Harmony
$416,900
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Offering a 4.99 and a P&I of $2,711!!Take advantage of today's incentives and enjoy the benefits of new construction, lower maintenance costs, and the peace of mind that comes with a brand-new home by Adams Homes, located in the desirable Harmony Central community. This 4-bedroom, 3-bath residence offers open-concept layout, modern finishes, and abundant natural light throughout. Buyers can take advantage of exceptional incentives, including all closing costs paid (guaranteed), a reduced price of $20k, and a $1,000 deposit to start building. St. Cloud mailing address with access to Harmony’s lifestyle amenities. A rare opportunity to secure quality new construction in one of Osceola County’s premier master-planned communities

7576 Bent Tree Loop, St Cloud
$410,000
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Own this beautiful new construction home with an estimated payment of **$2,600's** using the **4.99 fixed-rate financing** available through the preferred lender! Plus, enjoy **$39,900 in buyer savings already reflected in the price**, **up to $10,000 in Flex Cash**, builder-paid closing costs (excluding prepaids), and only a **$1,000 deposit** to secure your new home. This quick move-in opportunity offers exceptional value with **NO CDD**, flexible financing options, and incentives that can save buyers thousands. Flex Cash may be used to further reduce your interest rate, cover prepaid closing expenses, or even help offset your first few mortgage payments, depending on the financing program selected. Welcome to the popular 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath home thoughtfully designed for today's lifestyle. A dramatic two-story foyer welcomes you inside, where an open-concept layout creates the perfect space for both everyday living and entertaining. The chef-inspired kitchen features granite countertops, Whirlpool stainless steel appliances, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the spacious family room. Whether you're hosting friends or enjoying a quiet evening at home, this layout offers the flexibility buyers are looking for. Upstairs, you'll find an oversized loft that can easily serve as a media room, game room, home office, fitness area, or second living space. The owner's suite provides a relaxing retreat with dual vanities, a soaking tub, separate shower, and a generous walk-in closet. Three additional bedrooms and an upstairs laundry room add everyday convenience and flexibility for growing families or overnight guests. Bathrooms feature granite countertops, and the home is backed by a 1-year builder warranty and a 10-year structural warranty for added peace of mind. Located in Harmony Central, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, top-rated Harmony schools, a low HOA, and **NO CDD**. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's east coast beaches, this community offers outstanding value in one of Central Florida's most desirable locations. If you're searching for maximum buying power, incredible financing opportunities, and a move-in ready home with room to grow, this is one you won't want to miss.

4002 Sagefield Dr., St Cloud
$385,000
4 Beds ⋅ 3 Baths ⋅ Harmony Central SubDv. ⋅ 34773 Zip Code
Priced to sell quickly !!! HUGE $51,900 IN PRICE REDUCTION + 4.99% Fixed Rate + UP to $10,000 FLEX CASH + Closing Costs Paid that will bring an easily estimated monthly payment of $2,500's with everything included also including estimated real property taxes, NOT just Land Taxes Only. This means an easily $381 monthly savings over current market rate with our preferred lender!!! Not only stop here, but we are also a NO CDD community. This is Limited time opportunity to reserve this huge home with only $1,000 that bring great value at lower price. Welcome to the stunning 2-story 2202 floorplan by Adams Homes — featuring 4 spacious bedrooms, 2.5 baths, an open-concept layout, and a modern kitchen with a large island and ample storage. Upstairs you’ll find a private owner’s suite with en-suite bath and big walk-in closet, plus 3 versatile guest bedrooms. Enjoy outdoor living with our beautiful, covered lanai. Located in Harmony Central, the final phase of a beautiful master-planned community near golf courses, top-rated schools, a community pool & cabana, and scenic green spaces. Just minutes from Lake Nona, the FL Turnpike, and charming downtown St. Cloud.

4026 Sagefield Drive, St Cloud
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