Port Charlotte Homes under $500,000

Port Charlotte Homes under $500,000

Welcome to Port Charlotte, a hidden gem nestled in the heart of sunny Florida! Located in Charlotte County, this vibrant community offers a perfect blend of tranquil living and convenient access to all the Sunshine State has to offer. With its picturesque canals, lush landscapes, and friendly neighborhoods, Port Charlotte is an ideal place for families, retirees, and everyone in between.

One of the most attractive features of Port Charlotte is the diverse range of homes available, particularly those under $500,000. Whether you're searching for a cozy single-family home, a charming villa, or a spacious townhouse, you’ll find an array of options that cater to different lifestyles and budgets. Many of these homes boast modern amenities, open floor plans, and outdoor spaces perfect for soaking up the Florida sunshine.

Living in Port Charlotte means enjoying a laid-back lifestyle with easy access to beautiful parks, recreational facilities, and stunning waterfront views. The area is known for its excellent fishing spots, boating opportunities, and nearby pristine beaches, providing endless opportunities for outdoor adventures. Plus, with shopping centers, dining options, and cultural attractions just a stone's throw away, you'll never run out of things to do.

Investing in a home in Port Charlotte not only means securing a beautiful place to live but also embracing a community rich in charm and warmth. Whether you’re looking to settle down or find a vacation retreat, Port Charlotte offers the perfect backdrop for your Florida dream. Come explore the possibilities today!

Newest Port Charlotte Homes under $500,000

1470 Truval Terrace, Port Charlotte
$279,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Virtually Staged. Virtually Staged. READY NOW! Ask about our INCENTIVES TOWARD CLOSING COSTS! Introducing the Seabreeze Cove II by Sunlife Homes in Port Charlotte—where thoughtful design meets effortless Florida living. This brand-new floor plan showcases Sunlife’s signature blend of open-concept comfort and refined coastal style. From the moment you step inside, you’re welcomed by expansive living spaces, abundant natural light, and seamless indoor-outdoor flow—perfect for both everyday living and entertaining. Storm-Safe concrete block construction and impact windows for your peace of mind and low insurance costs! NO FLOOD ZONE! The Seabreeze Cove is designed with flexibility in mind, offering spacious bedrooms, a well-appointed kitchen at the heart of the home, and carefully considered details that elevate both function and finish. Whether you’re hosting guests or enjoying a quiet evening, every space feels intentional and inviting. Located in the growing Port Charlotte area, this home provides the ideal balance of privacy and convenience—close to shopping, dining, waterfront activities, and everything that makes Southwest Florida living so desirable. As the first Seabreeze Cove II in Port Charlotte, this home represents a unique opportunity to own a fresh, thoughtfully designed plan from one of the area’s trusted builders. Experience the difference of a home built with purpose. This is the Seabreeze II Plan

1470 Truval Terrace, Port Charlotte

23247 Weatherman, Port Charlotte
$383,000
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Welcome to this inviting 3-bedroom, 2-bath, 2-car garage pool home, offering a spacious floor plan, thoughtful features, and plenty of room to enjoy the Florida lifestyle. Located in the desirable SEC 15 area of Port Charlotte, this home is situated in an X FLOOD zone, with county WATER and SEWER and no deed restrictions. From the moment you enter through the impressive double-door entry, you'll appreciate the spacious SPLIT FLOOR PLAN, featuring separate living, family, and dining area. The entire home features TILE FLOORING throughout, offering easy maintenance. The living room includes a convenient pocket door that provides added privacy for the guest bedrooms and WOOD BEAMS AND HIGH SHELVING. The kitchen is filled with natural light from a skylight and offers both an EAT-IN dining area and a separate breakfast nook, providing plenty of space for casual meals and gatherings. The spacious primary suite features dual sinks, a large walk-in shower, and walk-in closets. The additional bedrooms also have comfortable accommodations for family or guests, WITH WALK IN CLOSETS, and a dedicated pool bath provides convenient access to the outdoor living area. Step outside to enjoy your private, fenced backyard featuring a LARGE sparkling swimming POOL and storage shed. Multiple sliding glass doors provide easy access to the pool area, creating a wonderful setting for entertaining or simply enjoying the Florida sunshine. Additional practical features include a utility sink in the garage, whole-house hurricane shutters, and gutters. The home also offers peace of mind with a newer roof installed in 2023 and a water heater replaced in 2020. Conveniently located near I-75, hospitals, schools, shopping, and a variety of restaurants, this home offers both comfort and accessibility. With its spacious layout, desirable features, and FURNITURE included, this property is ready to enjoy as a full-time residence, seasonal Florida getaway, or investment opportunity. Come enjoy check out this great home !!

23247 Weatherman, Port Charlotte

12228 Morton Avenue, Port Charlotte
$160,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33953 Zip Code
Affordable Florida living with charm, comfort, and plenty of potential! This cute and cozy 2-bedroom, 2-bathroom home with a 1-car garage is a wonderful opportunity for first-time homebuyers, seasonal residents, investors, or anyone looking for an affordable home in Southwest Florida. With a little TLC and your personal touches, this home has the potential to become your perfect Florida retreat! Enjoy the screened-in lanai, ideal for sipping your morning coffee, relaxing with a good book, or enjoying Florida's beautiful weather without the bugs. The fenced backyard provides additional outdoor space for pets, gardening, entertaining, or simply enjoying your own private retreat. Location is another great feature! Conveniently situated near the North Port and Port Charlotte border, you'll enjoy easy access to shopping, dining, entertainment, and everyday conveniences. Coco Plum Village Shops offers a variety of popular retailers and restaurants, while the nearby North Port Aquatic Center provides fun for the whole family. Baseball fans will love being close to Cool. Today Park, the spring training home of the Atlanta Braves, and the Tampa Bay Rays spring training facilities at Charlotte Sports Park. Beautiful Gulf Coast beaches, golf courses, boating, fishing, and outdoor recreation are also within easy reach. Whether you're searching for a starter home, winter getaway, downsizing opportunity, or investment property, this affordable Port Charlotte home offers a great combination of location, potential, and Florida lifestyle. Bring your imagination and make this charming home your own!

12228 Morton Avenue, Port Charlotte

1360 Inverness Street, Port Charlotte
$349,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33952 Zip Code
Welcome to this spacious waterfront sanctuary on the scenic Fordham Waterway! Boasting over 2,300 sq. ft. of living space, this home offers incredible value, coastal charm, and an exceptional floor plan with NO deed restrictions and NO flood zone requirement. Step inside to an open, light-filled split floor plan enhanced by rich slate tile floors, a bright skylight, and elegant French doors. The central kitchen features stainless steel appliances, a hanging pot rack, a versatile movable island, and beautiful views of the water. Sliding glass doors seamlessly connect the indoor living areas to a sprawling paved lanai and a sparkling pool—perfect for outdoor dining, entertaining, or simply soaking in the serene coastal breeze. The generous backyard is a lush tropical haven featuring fruit trees (starfruit, grapefruit, and orange) and direct access to the waterway for endless outdoor enjoyment—bring your canoe, fish right from your backyard, or enjoy relaxed birdwatching along the canal. A major highlight of this home is the 440 sq. ft. converted garage which is fully under A/C—offering flexible bonus space ideal for a home office, game room, hobby studio, or man cave. This space may easily be converted back into a garage. Ideally located in Port Charlotte, you are just minutes from local shopping, dining, medical facilities, beautiful Gulf beaches, and quick access to I-75. Don’t miss this incredible chance to own a spacious waterfront pool home at an unbeatable value—schedule your private showing today!

1360 Inverness Street, Port Charlotte

21029 Peachland Boulevard, Port Charlotte
$279,000
2 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33954 Zip Code
Welcome to 21029 Peachland Boulevard in Port Charlotte — a rare TRIPLE-LOT opportunity offering 0.71 acres of cleared, partially fenced land, structural upgrades, and long-term pride of ownership. Owned and meticulously maintained by the same owner for 26 years, this property consists of three combined lots totaling 30,960 square feet (240' x 129'), creating exceptional flexibility for expansion, additional structures, or future development. (Per county guidelines and buyer verification, two lots may potentially be separated and developed with additional single-family homes.) The rear neighbor is also a triple-lot owner sharing similar boundaries, enhancing privacy and preserving the spacious, open feel behind the home. Located in Flood Zone X (no flood insurance required) with public water and public sewer, this solid block residence offers 2 bedrooms, 2 bathrooms, 1,312 square feet of living space, and a 2-car attached garage. Extensive updates and improvements include: • New metal roof (2023) • Hurricane impact windows providing exceptional sound reduction and energy efficiency • Fresh interior paint • Brand new flooring throughout (ceramic tile and carpet) • New ceiling drywall in the garage • New plumbing valves and hose bibs throughout • New shower door in the primary bathroom • New utility sink • Regularly serviced A/C system • New 6-foot vinyl privacy fence along the rear and one side. Inside, open living and dining areas feature new tile flooring, while the bedrooms offer comfortable new carpet. A versatile bonus room provides space for a home office, hobby room, den, or seasonal guest accommodations. Sliding doors lead to a covered and screened rear lanai overlooking the expansive backyard. BUILDER / INVESTOR EXPANSION POTENTIAL: With nearly three-quarters of an acre under RSF3.5 zoning, this oversized parcel presents rare possibilities — add a detached garage or workshop, design a guest house (subject to county approval), install a pool, create RV/boat storage, or explore future redevelopment opportunities. Triple-lot properties with public utilities already in place are increasingly difficult to find in this area. SNOWBIRD & SEASONAL BUYER APPEAL: No HOA. No CDD. No flood insurance required. Public water and sewer. Low-maintenance metal roof. Hurricane impact windows. Ideal for winter residents, part-time Florida living, seasonal rental potential, or buyers seeking a secure second home with room for recreational vehicles and toys. Conveniently located near shopping, dining, medical facilities, golf courses, boat ramps, and Gulf beaches — with I-75 access just 3.5 miles away (approximately 5 minutes), making north or south travel effortless. Triple lot. Metal roof. Impact windows. X flood zone. Expansion flexibility. 26 years of ownership stability. Land of this size — with infrastructure already in place — rarely comes to market.

21029 Peachland Boulevard, Port Charlotte

2626 Auburn Boulevard, Port Charlotte
$299,900
3 Beds ⋅ 2 Baths ⋅ Port Charlotte SubDv. ⋅ 33948 Zip Code
Welcome to your beautifully updated Florida waterfront retreat! X FLOOD ZONE- No flood insurance required! Situated on the wide Auburn Waterway, this immaculate 3-bedroom, 2-bathroom, 1-car garage home perfectly blends modern luxury with the highly sought-after coastal lifestyle. Best of all, this Gulf-access property features absolutely no HOA fees or restrictions, giving you complete freedom to enjoy your home.  Step inside to discover a completely remodeled interior showcasing premium stone countertops and durable, elegant tile flooring throughout. The bright, open floor plan flows seamlessly, providing the perfect maintenance-free setup for both daily living and effortless entertaining. Sold partially furnished. Peace of mind comes standard with an extensive list of improvements. The property features a newer roof, soffit, and fascia (2018), a new AC system and ductwork (2019), and an upgraded electrical panel and water heater (2017). Additionally, three new windows and new exterior doors were installed in 2017, boosting the home's energy efficiency.  The highlights continue outdoors, where a spacious patio area offers an ideal setting for dining, morning coffee, or sunset relaxation. A concrete walkway leads you directly to the edge of the canal, giving you a clean, solid path to fish right from your backyard or plan a future dock. Located just minutes from premier shopping, dining, and the open waters of Charlotte Harbor, this turn-key gem is ready for you to move right in and start living the dream. Schedule your private tour today!

2626 Auburn Boulevard, Port Charlotte

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