Punta Gorda Isles Homes under $400,000

Punta Gorda Isles Homes under $400,000

Welcome to Punta Gorda Isles, a picturesque waterfront community nestled in the heart of Punta Gorda, Florida. Known for its stunning canals, lush landscaping, and vibrant lifestyle, this charming subdivision offers an idyllic setting for both relaxation and recreation. With direct access to the Gulf of Mexico, residents enjoy a boater's paradise, making it a prime location for fishing, sailing, and exploring the beautiful coastal waters of Southwest Florida.

In Punta Gorda Isles, you’ll find a diverse array of homes, many of which are available for under $400,000. This makes it an attractive option for first-time buyers, retirees, and anyone looking to invest in a slice of paradise without breaking the bank. These homes often feature open floor plans, modern amenities, and outdoor spaces perfect for enjoying the warm Florida sunshine. Whether you’re searching for a cozy bungalow, a spacious family home, or a charming villa, Punta Gorda Isles has something to suit every taste and budget.

The community is not just about beautiful homes; it’s also about a lifestyle. With nearby parks, walking trails, and a vibrant downtown area filled with shops, restaurants, and art galleries, there’s always something to do. Embrace the friendly atmosphere and connect with neighbors at community events or enjoy a leisurely stroll along the waterfront.

If you’re ready to discover your dream home in a tranquil yet vibrant setting, Punta Gorda Isles is the perfect place to start your journey. Come experience the magic of this waterfront community and see why so many have chosen to call it home!

Newest Punta Gorda Isles Homes under $400,000

601 Shreve Street Unit 25A, Punta Gorda
$219,900
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Virtually Staged. BEAUTIFUL FIRST-FLOOR CONDOMINIUM OVERLOOKING THE CANAL. Enjoy the ease of first-floor waterfront living in this inviting Punta Gorda condo, where canal views, a peaceful greenbelt, and walk-out access create a relaxing coastal retreat. Start your morning on the screened lanai overlooking the water, then step outside to enjoy the waterfront setting. Positioned beside the greenbelt, this residence offers added privacy, natural light, and an inviting connection to the outdoors—perfect for morning coffee, gathering with friends, or unwinding after a day on the water. The spacious primary suite features canal views, sliding glass doors opening directly to the lanai, a walk-in closet, and an oversized ensuite bath with dual vanities. With no stairs to navigate, this home is well suited for a seasonal getaway or full-time residence. Community amenities include a swimming pool that is both heated and cooled, and dock space available, this is a boater's dream. Location, Location,Location... this puts you within walking distance to historic downtown Punta Gorda, Fishermen’s Village, Gilchrist Park, the History Park Farmers Market, waterfront dining, boutique shopping, live music, and entertainment. Nearby walking and biking paths offer even more ways to explore and enjoy the area. Schedule your tour today!!

601 Shreve Street Unit 25A, Punta Gorda
145 Bayshore Court, Punta Gorda
$395,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
***The current VA loan is assumable at an incredibly low interest rate of 2.25!!*** This well-maintained, 2 bed/2 bath, waterfront home in Punta Gorda Isles is located in the original sailboat section of PGI & features quick sailboat access to Charlotte Harbor. Featuring a den, a private dock accommodating up to a 45-foot sailboat, and plenty of thoughtful updates, this property is ready to enjoy the best of waterfront living. Hurricane shutters can be closed and secured from inside for added convenience and peace of mind. The recently painted interior features custom window treatments, new stainless steel appliances, granite countertops, a granite backsplash and a convenient kitchen pass-through window. The spacious layout offers ample storage, including a walk-in closet in the primary suite and a recently updated en-suite bathroom. Three sets of sliding glass doors in the primary bedroom, living/dining room and family room provide access to the lanai, creating an inviting connection to the outdoors. Recent improvements include fresh exterior and lanai paint, recently tightened roof tiles, upgraded boat dock pilings, a new paver patio and a new lawn irrigation system serving both the front and back yards. Mature landscaping, featuring fruit-bearing and flowering trees and hedges, adds to the property's appeal. Additional features include a garage with an exterior occupant access door, an easily accessible HVAC handler, an expansion tank on the hot water system, a whole-house filtration system installed in 2020 and a reverse osmosis filtration system at the kitchen sink. Enjoy some of the best fishing and boating Southwest Florida has to offer, with quick sailboat access to Charlotte Harbor. The screened lanai overlooks the canal, offering a relaxing spot to watch dolphins and manatees pass by. With a private dock and convenient access to open water, your next sailing or boating adventure can begin right in your backyard!

145 Bayshore Court, Punta Gorda
3020 Magdalina Drive, Punta Gorda
$222,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
3/2 split bedroom plan with a nice front porch and rear porch for relaxing. Oversized lot and fenced back yard. Located in Punta Gorda Isles near shopping, biking, restaurants, and more. Buyer is advised to have complete and thorough inspections done and to verify all information. Seller/Agents have no knowledge of property conditions. Being Sold As-Is.

3020 Magdalina Drive, Punta Gorda
1519 Atares Drive Unit 111, Punta Gorda
$279,900
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Virtually Staged. WELCOME TO VILLAS OF VERSAILLES IN PUNTA GORDA ISLES! Enjoy BEAUTIFUL GOLF COURSE VIEWS from this FURNISHED 3-BEDROOM, 2-BATHROOM VILLA with an attached 2-CAR GARAGE, overlooking the scenic fairways of St. Andrews South Golf Club. Located in a desirable deed-restricted community, this inviting residence offers a wonderful combination of comfort, convenience, and Florida living. Attractive curb appeal welcomes you with a distinctive GREEN METAL ROOF, mature palm trees, colorful tropical landscaping, and a spacious driveway. Step inside to a BRIGHT AND OPEN SPLIT-BEDROOM FLOOR PLAN featuring a welcoming foyer and generous living spaces filled with natural light. The inviting GREAT ROOM provides plenty of room for relaxing or entertaining, with TWO SETS OF SLIDING GLASS DOORS opening to the screened lanai, seamlessly connecting indoor and outdoor living. The WELL-APPOINTED KITCHEN features light wood cabinetry with decorative crown molding, ample counter and storage space, a suite of white appliances, recessed lighting, and tile flooring. A WRAPAROUND BREAKFAST BAR overlooks the great room, while an elegant ARCHED ENTRYWAY leads to the separate FORMAL DINING ROOM, complete with a decorative chandelier and tall windows that fill the space with natural light. The SPACIOUS PRIMARY SUITE offers a private retreat with an ensuite bathroom featuring a DUAL-SINK VANITY, generous counter space, a SEPARATE SOAKING TUB, and a WALK-IN SHOWER WITH GLASS ENCLOSURE. A large WALK-IN CLOSET provides extensive built-in wire shelving and hanging space for organized storage. Two additional bedrooms offer comfortable accommodations, including one with FRENCH DOORS that could easily serve as a home office or den. The guest bathroom features a tub/shower combination, while the INSIDE LAUNDRY ROOM includes a washer, dryer, utility sink, and additional cabinetry. Enjoy the Florida lifestyle from the SPACIOUS SCREENED LANAI, perfect for morning coffee, outdoor dining, or simply unwinding while taking in the peaceful surroundings. Beyond the lanai, an EXPANSIVE GRASSY AREA with mature shade trees and lush landscaping provides a picturesque setting along the ST. ANDREWS SOUTH GOLF COURSE. The community also features a HEATED SWIMMING POOL conveniently located at the end of the street. Just minutes from HISTORIC DOWNTOWN PUNTA GORDA, you'll find waterfront dining, boutique shopping, Fishermen's Village, scenic walking and biking paths, waterfront parks, art galleries, farmers markets, and the Charlotte Harbor Event & Conference Center. With easy access to the area's many recreational activities and year-round events, there's always something to enjoy. Whether you're looking for a seasonal getaway or a year-round residence, this furnished golf course villa is a wonderful opportunity to experience the Southwest Florida lifestyle!

1519 Atares Drive Unit 111, Punta Gorda
183 Castile Court, Punta Gorda
$320,000
4 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
Welcome to this spacious 4-bedroom, 2-bathroom home located in the desirable Deep Creek community of Punta Gorda! Situated on a cul-de-sac, this property offers a wonderful setting with plenty of room to spread out and enjoy the Florida lifestyle. Featuring a 2023 ROOF and located in FLOOD ZONE X, this home offers two standout features buyers will appreciate! Inside, you'll find an open floor plan with vaulted ceilings that create an airy feel throughout the main living spaces. The living room flows comfortably into the dining area and kitchen, making it easy to entertain or spend time with family and friends. The kitchen features warm wood cabinetry, a pantry, ample storage, and a breakfast bar for additional seating. The generously sized primary bedroom offers a walk-in closet and a private en-suite bathroom with dual sinks and a soaking tub. Three additional bedrooms provide flexibility for guests, a home office, hobbies, or extra living space. Enjoy the outdoors from the covered, screened-in lanai, perfect for relaxing with your morning coffee or unwinding in the evening. Additional features include an attached two-car garage, hurricane shutters, rain gutters, and sliding glass doors that bring in natural light. Deep Creek is a deed-restricted community with convenient access to shopping, grocery stores, restaurants, golf courses, parks, and recreational activities. Outdoor enthusiasts will appreciate the nearby waterways, boating, fishing, and beautiful Gulf Coast beaches. With easy access to I-75, traveling to Fort Myers or Venice is convenient. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this home offers space, convenience, and a great location to enjoy all of Southwest Florida!

183 Castile Court, Punta Gorda
25195 Aysen Drive, Punta Gorda
$319,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
DEEP CREEK! INVITING 3 BEDROOM, 2 BATH, 2 CAR GARAGE HOME IN HIGHLY SOUGHT AFTER DEED-RESTRICTED COMMUNITY WITH COUNTY WATER AND SEWER! Nice open floor plan features high ceilings and neutral colors, creating a bright and airy feel throughout. Well-appointed kitchen offers solid surface countertops, stainless steel appliances, and breakfast bar overlooking the dining and living areas perfect for entertaining. Generous primary suite includes both a large walk-in and built-in closet, and private ensuite bath with a walk-in tile shower. Split floor plan provides guests with plenty of privacy, with 2 additional bedrooms sharing a guest bath. Step outside to the screened pool area, featuring plenty of deck space for lounging, dining, and entertaining. The backyard extends beyond the enclosure, with a grassy lawn and mature trees and greenery adding a natural backdrop to the outdoor space. Great location in a quiet and friendly neighborhood conveniently located close to I-75, restaurants, shopping, schools, parks, golf and just a short drive to downtown historic Punta Gorda, known for its world-class fishing and boating, community events and entertainment. Don’t miss this opportunity! Schedule your private showing today!

25195 Aysen Drive, Punta Gorda
26029 Luzon Court, Punta Gorda
$280,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33983 Zip Code
26029 Luzon Ct is a single-story home in the Deep Creek community of Punta Gorda, with easy access to I-75 and downtown Punta Gorda. The kitchen is the centerpiece, featuring white shaker-style cabinetry, speckled countertops, a tray ceiling with recessed lighting, and a window above the sink. Plank flooring runs through the kitchen, dining, and living areas, and the dining area adds a pendant light and sliding glass doors to the back of the home. Fresh interior paint carries throughout, and new carpet covers the bedrooms. In the primary bedroom, sliding glass doors open to a tiled room lined with windows, while the primary bath showcases a walk-in shower with marble-look tile, a glass enclosure, and a built-in niche. The hall bath features a tiled tub surround, and an attached two-car garage completes the home. Included 100-Day Home Warranty with buyer activation

26029 Luzon Court, Punta Gorda
1349 Aqui Esta Drive Unit 133, Punta Gorda
$365,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Luxury Waterfront Living in Punta Gorda Isles Welcome to Water Gardens Condominiums, where waterfront living meets comfort, convenience, and the beauty of Punta Gorda Isles. Ideally situated along a scenic canal with direct sailboat access to Charlotte Harbor, this beautifully appointed three-bedroom, two-bath condominium offers an exceptional opportunity to enjoy the Southwest Florida lifestyle. Located on the third level, this quiet interior residence overlooks the community pool and tranquil canal. An elevator provides convenient access, while the front porch offers a wonderful spot to enjoy your morning coffee as the sun rises. In the evening, unwind on the enclosed lanai and take in the peaceful water views, where manatees often make a welcome appearance. Inside, soaring ceilings with elegant tray details create an open, expansive feel. Plantation shutters add timeless style, while a power-operated roll-down shade on the living room sliders provides added comfort and convenience. The well-appointed kitchen features rich wood cabinetry with pullout shelving in the lower cabinets, granite countertops, and stainless steel appliances, combining attractive finishes with everyday functionality. The community’s outdoor amenities invite you to embrace the Florida lifestyle, including an association-maintained heated pool and spa, a gazebo for relaxing outdoors, and a community dock available on a first-come, first-served basis. With direct sailboat access to Charlotte Harbor, the boating opportunities add another dimension to this desirable waterfront setting. Additional conveniences include two reserved parking spaces, one in the garage and one outdoor space ideal for visiting guests, along with a dedicated on-site storage unit located in the garage. Peace of mind comes with hurricane-rated doors and windows, a building-wide sprinkler system, a new roof installed in 2024, and a pool resurfaced in 2025. Additionally, condominium association’s required milestone inspection and structural integrity reserve study have been completed, and the associated costs have been paid. The association’s budget provides for fully funded reserves This inviting condominium offers the opportunity to enjoy the best of Punta Gorda Isles, from peaceful canal views and access to the relaxed charm of Southwest Florida living.

1349 Aqui Esta Drive Unit 133, Punta Gorda
601 Shreve Street Unit 42C, Punta Gorda
$307,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
FULLY FURNISHED, TOP-FLOOR CONDO IN PGI W/QUICK BOATING ACCESS & SOUTHERN REAR EXPOSURE - Looking for a tropical getaway? Consider this TURNKEY, top-floor, 2 bed/2 bath waterfront condo at BANYAN POINT in Punta Gorda Isles. With nearly 1,400 sq ft of living space, this meticulously maintained condo is being sold fully furnished. Just bring your toothbrush & suitcase - everything you need to start living the Florida dream is already here! Banyan Point is a waterfront complex w/over 1,200 ft of water frontage & a wraparound concrete dock. Up to 50 FT of dock space is available to owners on a first-come, first-served basis for an affordable additional annual fee of just $290. Keep your boat docked just a few yards from your back door & enjoy quick boating access to Charlotte Harbor w/only one bridge between you & open water. Inside, the condo features a spacious, open floor plan w/a great room, adjacent dining area & beautifully updated kitchen. The kitchen boasts granite counters, wood cabinetry w/glass-front display cabinets, stainless steel appliances, tile backsplash, under-cabinet lighting & recessed lighting plus a breakfast bar w/pendant lights. Architectural details include neutral finishes, updated light fixtures & ceiling fans throughout. The split-bedroom layout provides privacy for owners & guests alike. The spacious master suite features walk-out access to the lanai, an oversized walk-in closet, built-in desk/vanity area w/additional storage & an updated master bath w/dual sinks, granite counters & tiled walk-in shower. The guest bedroom is perfect for hosting out-of-town friends & family w/an adjacent guest bath. Sliding glass doors from the great room open to the enclosed, tiled lanai extending the living space outside. This is where you'll want to spend your time! Enjoy your morning coffee overlooking the wide canal view or kick back w/an evening cocktail while taking in the tropical scenery & waterfront setting. Thanks to the desirable SOUTHERN REAR EXPOSURE, you'll enjoy glimpses of both the sunrise & sunset from your lanai. Sliding windows allow you to enjoy this versatile space throughout the year. The lanai also features a large storage closet for all your extras. Other amenities include an interior laundry closet w/full-size, stackable washer & dryer, additional storage closets, one assigned carport parking space & ample guest parking. Banyan Point offers an in-ground, heated community pool, clubhouse & beautifully maintained, park-like grounds featuring the community's namesake banyan tree. Relax poolside, socialize w/neighbors under the banyan tree or head out on the boat for a day of fishing & cruising Charlotte Harbor. The location is hard to beat! Banyan Point is centrally located in Punta Gorda Isles w/easy access to historic downtown Punta Gorda, Fishermen's Village, Gilchrist Park, History Park, the library & miles of walking/biking trails along Harborwalk & Linear Park. Enjoy nearby waterfront dining, boutique shopping, farmers markets & year-round community events. Whether you're looking for a seasonal getaway or a full-time Florida home, this MOVE-IN READY condo offers the perfect opportunity to enjoy the waterfront lifestyle without the upkeep of a single-family home. Make an appointment today & claim your spot in paradise!

601 Shreve Street Unit 42C, Punta Gorda
101 N Marion Court Unit 122, Punta Gorda
$294,400
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
IMAGINE STARTING YOUR MORNING WITH A LATTE ON YOUR PRIVATE SCREENED BALCONY, WATCHING SAILBOATS GLIDE ACROSS THE SPARKLING WATERS OF CHARLOTTE HARBOR! Magnificent coastal birds soar overhead as gentle breezes welcome another beautiful Southwest Florida day. And when evening arrives? Pour yourself a glass of fine red wine, mix up a tropical piña colada, or enjoy your favorite margarita as the sun slips below the horizon, painting the western sky in breathtaking shades of gold, orange, and pink. WELCOME TO YOUR FRONT-ROW SEAT TO CHARLOTTE HARBOR’S SPECTACULAR SUNSETS! This isn’t simply a vacation experience. It can be your everyday lifestyle at Points West in Punta Gorda Isles (PGI), overlooking Florida’s SECOND-LARGEST OPEN-WATER ESTUARY! With sweeping, panoramic WEST-FACING HARBOR VIEWS from the living room, primary suite, and private balcony, this beautifully updated 2-bedroom, 2-bath condominium offers 1,530 square feet of spacious, light-filled coastal living, where the view truly steals the show! AND THE BEAUTY ISN’T LIMITED TO WHAT’S OUTSIDE! Thoughtfully updated throughout, this lovely residence features a beautifully refreshed kitchen with quartz countertops, newer stainless steel appliances, an attractive backsplash, updated hardware, under-cabinet lighting, and a customized ceiling with additional lighting. Luxury vinyl plank flooring, updated baseboards, and fresh interior finishes complement the bright, open living spaces, while expansive sliding glass doors invite natural light and magnificent harbor views inside. The spacious primary suite features direct balcony access and an updated bathroom with a quartz vanity, modern fixtures, and a walk-in shower. A NEW 2026 HVAC SYSTEM, ONE ASSIGNED UNDER-BUILDING GARAGE PARKING SPACE WITH PRIVATE STORAGE, and convenient elevator access complete the package! ENJOY LAID-BACK SOUTHWEST FLORIDA LIVING! Points West offers a waterfront pool, clubhouse, tennis and pickleball courts, and a peaceful setting ideal for full-time or extended seasonal living. Rentals require a six-month minimum, with no more than two annually—no short-term vacation rentals! AND WHAT A LOCATION! Just around the corner, sink your toes into the sugary sand at Ponce de Leon Park while reading a good book and watching boats glide by! There’s also a public boat ramp and the Peace River Wildlife Center. Enjoy world-class fishing, nearby Fishermen’s Village, and historic downtown Punta Gorda’s award-winning dining scene, walkable streets, bars, boutiques, and entertainment! SPECTACULAR SUNSETS, BREATHTAKING CHARLOTTE HARBOR VIEWS, BEAUTIFUL UPDATES, AND THE CHARM OF HISTORIC DOWNTOWN PUNTA GORDA JUST MINUTES AWAY! Isn’t it time to make your Southwest Florida sunshine days a reality?

101 N Marion Court Unit 122, Punta Gorda
601 Shreve Street Unit 66C, Punta Gorda
$225,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
TOP-FLOOR CORNER CONDO WITH BOATING ACCESS! Enjoy beautiful sunsets and a relaxed Florida lifestyle from this beautifully furnished 3rd-floor corner condo overlooking the community pool, mature banyan trees, and lush green space. The screened-in lanai provides a peaceful outdoor retreat and the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, an open floor plan seamlessly connects the kitchen, dining, and living areas. The kitchen offers ample cabinetry and counter space, a breakfast bar, and a convenient pantry closet just off the dining area. Reverse osmosis system under the kitchen sink! The living room features a wall of sliding glass doors that fill the space with natural light and open to the screened lanai. The desirable split-bedroom floor plan provides privacy for guests. The spacious primary suite offers direct access to the lanai, a walk-in closet, and a built-in desk area that makes an ideal makeup vanity or workspace. The en-suite bath features dual sinks, a walk-in shower, and a linen closet. The second bedroom is located across from the kitchen and is conveniently situated near the second full bath and laundry room with washer and dryer. Hurricane shutters on the bedroom windows and lanai provide added peace of mind and make this a true lock-and-leave home. An assigned covered parking space is included. Being sold fully furnished, this condo is ready to enjoy as a full-time residence, seasonal getaway, or investment property. For those who love the water, community dock space is available for a fee. There are 25 dock spaces that can accommodate boats up to 50'. Enjoy a short boat ride to Charlotte Harbor and onward to the Gulf. Boating, fishing, walking paths, and community amenities create an ideal setting for enjoying the Florida lifestyle. Conveniently located near Fishermen's Village, Downtown Punta Gorda, Gilchrist Park, restaurants, shopping, festivals and more. Come enjoy beautiful sunsets, and the ease of condo living in sunny Southwest Florida!

601 Shreve Street Unit 66C, Punta Gorda
2903 Roma Court, Punta Gorda
$395,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda Isles SubDv. ⋅ 33950 Zip Code
Various photos have been staged. Peaceful Cul-de-Sac Living in Punta Gorda Isles with a Park-Like Setting Tucked away on a quiet cul-de-sac, this 3-bedroom, 2-bath home with a 2-car garage sits on an oversized lot backing to a large green belt, perfect for morning walks, pets, or simply watching the local wildlife. With open space on both sides and an expansive park-like backdrop, you'll feel the privacy the moment you arrive. A welcoming paver driveway and entry lead to a one-of-a-kind paver bench, made for relaxed "front porch sitting." Inside, 20" tile flows through the living room, kitchen, and dining area. The updated kitchen features granite countertops, a tile backsplash, stainless steel appliances, a convection oven, and a double sink with reverse osmosis water. Outdoor living is the highlight. The dining area, bedroom 2, and primary bedroom all open through sliding glass doors to a tiled, air-conditioned four-season lanai. Double 12' sliders lead to the private, screened pool surrounded by pavers. The primary suite offers wood laminate flooring, a walk-in closet, and an updated ensuite bath with a tiled glass-enclosed shower with dual shower heads and double sinks. The main bath features a tub/shower with glass surround and tile. Practical touches include an inside laundry area with full-size stacked washer and dryer and a soaking sink, plus an epoxy-floored 2-car garage with pull-down attic access for extra storage. Major updates: A/C (2023), flat tile roof (2024), and hot water heater (2026). Peaceful, private, and move-in ready, this is a home you'll enjoy for years to come. Call today to schedule your private showing!

2903 Roma Court, Punta Gorda
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