Punta Gorda Homes under $500,000

Punta Gorda Homes under $500,000

Welcome to Punta Gorda, a hidden gem nestled in the heart of Charlotte County, Florida. Known for its stunning waterfront views, vibrant community, and charming small-town atmosphere, Punta Gorda is the perfect place to call home. With its picturesque canals, lush parks, and access to the beautiful Gulf of Mexico, this delightful subdivision offers a lifestyle that many dream of.

For those seeking affordable living without compromising on quality, Punta Gorda boasts an impressive selection of homes priced under $500,000. Whether you're a first-time homebuyer, a retiree looking to downsize, or someone seeking a vacation retreat, you'll find a diverse range of properties that cater to your needs. From cozy single-family homes to modern townhouses, each residence is designed to enhance your living experience while fitting within your budget.

The community is not only known for its beautiful homes but also for its friendly atmosphere and active lifestyle. Enjoy leisurely strolls along the scenic waterfront, partake in local festivals, or explore the numerous parks and recreational areas. For boating enthusiasts, Punta Gorda offers easy access to the waters of Charlotte Harbor, making it a paradise for fishing, kayaking, and sailing.

With its prime location, vibrant community spirit, and affordable housing options, Punta Gorda is the ideal place to create lasting memories. Discover your dream home in this enchanting subdivision and embrace the Florida lifestyle you've always wanted!

Newest Punta Gorda Homes under $500,000

25484 Terrain Lane, Punta Gorda
$419,995
3 Beds ⋅ 3 Baths ⋅ Punta Gorda SubDv. ⋅ 33983 Zip Code
Opportunity awaits in Deep Creek! Recently refreshed, this 3-bedroom, 2.5-bath pool home offers 1,822 square feet of living space, a split-bedroom floor plan, vaulted ceilings, and an attached 2-car garage. Enjoy Florida living with a private, screened-in-ground pool and an enclosed rear porch overlooking a peaceful greenbelt. Additional features include a 2022 roof, hurricane shutters, and public water and sewer. Located in the desirable Deep Creek area of Punta Gorda, with convenient access to shopping, dining, golf, parks, and major roadways. Whether you're looking for your next home or an investment opportunity, this property offers plenty of potential to make it your own. Don't miss the opportunity to explore all the possibilities!

25484 Terrain Lane, Punta Gorda
300 Tarpon Way, Punta Gorda
$320,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
100 FT OF SALTWATER CANAL FRONTAGE + UPDATED KITCHEN + 2019 ROOF + 2-CAR GARAGE! Welcome to 300 Tarpon Way, a spacious 2-bedroom, 2-bathroom waterfront home offering 1,818 sq ft of living space in the desirable Charlotte Park community of Punta Gorda. Situated on a 0.23-acre lot with approximately 100 feet of waterfront, this home offers direct access to the area’s waterways with a concrete seawall and dock. Important updates and highlights include a 2019 SHINGLE ROOF, 2017 WATER HEATER, UPDATED ELECTRICAL PANEL WITH GENERATOR HOOKUP, UPDATED KITCHEN, and 2-CAR GARAGE. The home is constructed of block and also features an interior laundry room, concrete seawall, and concrete dock. Step inside to an open and inviting floor plan highlighted by soaring cathedral ceilings, abundant natural light, and a spacious living and dining area. The living room features a masonry fireplace, while an expansive Florida room stretches across the rear of the home, providing additional living space and views toward the canal. A combination of tile, laminate, and carpet flows throughout the home. The updated kitchen features crisp white shaker-style cabinetry, stone countertops, stainless steel appliances, a stylish tile backsplash, and a breakfast bar overlooking the main living area. An adjacent dinette surrounded by windows provides the perfect spot for casual dining while enjoying views of the backyard and water. The generously sized primary suite includes a walk-in closet and private en-suite bathroom with a walk-in shower, stone-top vanity, and private water closet. The second bedroom is also impressively sized with a built-in closet, while the guest bathroom offers a tub/shower combination and stone-top vanity. Outside, the waterfront setting takes center stage. Approximately 100 feet of saltwater canal frontage, a concrete seawall, and concrete dock provide the opportunity to enjoy the Southwest Florida waterfront lifestyle right from your backyard. The spacious yard offers plenty of room to relax, entertain, or create your own outdoor retreat. Conveniently located in Punta Gorda with easy access to shopping, dining, boating, and everything Southwest Florida has to offer, 300 Tarpon Way combines generous living space, valuable updates, and waterfront living in one property. Schedule your private showing today!

300 Tarpon Way, Punta Gorda
214 W Grace Street, Punta Gorda
$299,000
4 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Completely remodeled and move-in ready! This beautifully updated Punta Gorda home features a fresh, modern feel throughout, with thoughtful renovations and stylish finishes. Enjoy a bright and inviting layout, updated living spaces, and a newly replaced roof. Located in a desirable Punta Gorda area, this home offers the perfect blend of comfort, convenience, and charm! A wonderful opportunity for a buyer looking for a home that has been completely remodeled and is ready to enjoy!!!! Plenty of space to expand!! No HOA. Minutes to Downtown Punta Gorda, Marinas, Restaurants and Shops.

214 W Grace Street, Punta Gorda
6800 Golf Course Boulevard Unit P12, Punta Gorda
$185,000
1 Beds ⋅ 1 Baths ⋅ Punta Gorda SubDv. ⋅ 33982 Zip Code
Welcome to Water’s Edge Cooperative, a resident-owned 55+ community in Punta Gorda. This 2013 Chariot Eagle park model offers 1 bedroom and 1 bathroom and sits on an oversized private site. Step inside to a bright, inviting open-concept floor plan featuring bay windows, luxury vinyl flooring, and new 2023 roof. The spacious exterior deck provides the perfect spot to relax, enjoy the Florida sunshine, and entertain guests. Water’s Edge offers a relaxed Florida lifestyle with a private lake, pool and spa, clubhouse, fishing, dog park, and a variety of seasonal activities and social events. Conveniently located near downtown Punta Gorda, shopping, dining, medical facilities, outdoor recreation, and Punta Gorda Airport. Whether you’re looking for a seasonal escape, winter retreat, or a place to enjoy the Florida lifestyle, this property offers the perfect opportunity to make your own piece of Water’s Edge your home away from home. Come see for yourself and imagine your next chapter in sunny Punta Gorda!

6800 Golf Course Boulevard Unit P12, Punta Gorda
175 Kings Highway Unit A6 (aka #416), Punta Gorda
$100,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33983 Zip Code
Delightful FIRST FLOOR 2 Bedroom, 2 Bathroom condo unit at NEWPORT CONDOMINIUMS. This vacant unit is ready for you to move right in! This unit offers an open and split bedroom floor plan with Great Room, well equipped Kitchen, laundry closet with front loading washer and dryer and 14x8 screened porch with vinyl windows. The Kitchen features a breakfast bar, double sink and good counter and cabinet space and appliances include oven/range, dishwasher, disposal, built in microwave, refrigerator. The great room opens to the screened porch via sliding glass doors. The master bedroom suite features lanai access, a walk in closet and private bathroom with walk in shower. There is a generous sized guest bedroom with double closet and the guest bathroom has a tub/shower combination. A/C 3 years old, Washer and Dryer 2025....Hot Water Heater Feb 2026.....Luxury Vinyl Flooring. This is a wonderful community offering a large heated community pool, tennis courts, shuffleboard, grill area, clubhouse and more. The location is wonderful - minutes from Golf, shopping, dining, entertainment, I-75.

175 Kings Highway Unit A6 (aka #416), Punta Gorda
3140 Vessels Road, Port Charlotte
$364,700
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33980 Zip Code
This energy-efficient home built in 2023 sits on a spacious ¼-acre lot and offers plenty of storage along with valuable additional living space. The rear patio has been fully enclosed, adding approximately 400+ square feet of air-conditioned space with its own mini-split system—perfect for a bonus room, home office, entertaining area, or flexible living space. The kitchen features Euro-style cabinetry, abundant storage, deep pull-out drawers, and thoughtful cabinet features designed to maximize functionality. All major appliances will remain with the home, including the refrigerator, built-in microwave, oven, drop-in cooktop, washer, and dryer. Built with energy efficiency in mind, the home is well insulated, helping keep electric bills around $150 per month or less based on the sellers’ experience. The sellers are also willing to include the robotic lawn mower, providing an easy and economical way to maintain the generous yard. With its large lot, additional conditioned living space, excellent storage, energy-efficient construction, and included appliances, this home offers a comfortable and practical setup with features that can help keep everyday ownership costs manageable. Room measurements are only estimates and buyer should verify.

3140 Vessels Road, Port Charlotte
102 Desguin Lane, Punta Gorda
$125,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Located in the downtown area of Punta Gorda, this property offers a highly sought-after setting just blocks from Fishermen’s Village, Gilchrist Park, and the waterfront. Enjoy convenient access to boutique shopping, dining, entertainment, and community events, all within a short walk or bike ride. This property is being sold as-is. AS IS. All major systems are not functioning. The existing home sustained flood damage and needs substantial rehab, gutted to studs. The lot measures approximately 80 X 125 feet. This is an excellent opportunity for buyers, builders, or investors to redevelop or build new in one of Punta Gorda’s most desirable downtown locations.

102 Desguin Lane, Punta Gorda
27050 Pelotas Drive, Punta Gorda
$289,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33983 Zip Code
Welcome to this charming, FULLY UPDATED home in the well known neighborhood of Deep Creek. NOT IN A FLOOD ZONE!!! As you approach the driveway, notice the large front lawn, two car garage, and screened in front door area for ultimate sun and bug protection! The metal roof (2024) completes the look and offers a welcoming yet durable aesthetic. As you step inside, neutral color walls and beautiful tile floors greet you and follow throughout every room. The kitchen has been fully remodeled and features new shaker cabinets, granite countertops complete with tile backsplash and stainless steel appliances. The living area off of the kitchen offers flexibility for a dining area as well as a good amount of space for your living room furniture. A large, enclosed sunroom can be used as more of an outdoor space or an extension of the living & dining space! The desirable split bedroom floorplan features your primary suite on one side of the home, and the additional two bedrooms on the opposite side. The primary suite has a fully updated bathroom attached with a granite countertop vanity, and beautiful walk in shower. A walk in closet makes this the most perfect little space. The additional bedrooms can be used as offices, flex spaces or traditional bedrooms. A second, updated bathroom is situated in between both of those bedrooms for ultimate convince. This home has so much appeal, all it is missing is it's new owner, make your showing appointment and come see it for yourself!

27050 Pelotas Drive, Punta Gorda
4884 Duncan Road, Punta Gorda
$149,900
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33982 Zip Code
MOTIVATED SELLERS!! Enjoy comfortable Florida living in this updated 3-bedroom, 2-bathroom manufactured home located in the Pine Acres community of Punta Gorda. Featuring a bright, open floor plan and luxury vinyl flooring throughout, and Custom high end finish bathrooms with ceramic tile step in showers, this home offers a fresh and inviting space that is move-in ready. The eat-in kitchen features stainless steel appliances, updated countertops, under-cabinet lighting, and a tiled backsplash, providing both style and functionality. The primary bedroom offers a walk-in closet and private bathroom with a single-sink vanity, walk-in shower, and bidet. The split-bedroom floor plan places the 2 guest bedrooms on the opposite side of the home for added privacy, with built-in closets and a conveniently located guest bathroom nearby. An interior laundry room provides electric washer and dryer hookups for added convenience. Outside, enjoy the benefits of a 2022 metal roof, a backyard shed for additional storage, and a septic system that was pumped in 2026. Conveniently located with easy access to Punta Gorda Airport, I-75, and US-41, this home makes getting around Southwest Florida simple. Downtown Punta Gorda is also nearby, offering waterfront parks, dining, shopping, entertainment, and other local amenities. With its updated interior, practical features, and convenient location, this home is a great opportunity to enjoy the Southwest Florida lifestyle. INTERIOR FEATURES • 3 bedrooms • 2 bathrooms • Bright, open floor plan • Luxury vinyl flooring throughout • Split-bedroom floor plan • Built-in bedroom closets • Interior laundry room • Electric washer & dryer hookups KITCHEN FEATURES • Eat-in kitchen • Stainless steel appliances • Under-cabinet lighting • Tiled backsplash PRIMARY BEDROOM & BATH • Walk-in closet • Private bathroom • Single-sink vanity • Walk-in shower • Bidet OUTDOOR & ADDITIONAL FEATURES • Backyard shed • Carport • 2022 metal roof Conveniently located with easy access to Punta Gorda Airport, I-75, and US-41, this home makes getting around Southwest Florida simple. Downtown Punta Gorda is also nearby, offering waterfront parks, dining, shopping, entertainment, and other local amenities. Punta Gorda Airport is conveniently located just off I-75 and provides commercial air service to destinations throughout the country.

4884 Duncan Road, Punta Gorda
502 W Marion Avenue, Punta Gorda
$485,000
3 Beds ⋅ 3 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
A 1914 PUNTA GORDA TREASURE! Steeped in history and brimming with character, this iconic historic home is a rare opportunity to own one of Punta Gorda’s most recognizable residences. The expansive wrap-around porch welcomes you with charming views of the historic brick Church and its beautiful stained-glass windows. Inside, timeless details including wood floors and beadboard walls celebrate the home’s historic craftsmanship, while impact-rated doors and windows add modern peace of mind. The home offers two primary suites, 2.5 baths, and a finished third-floor attic providing versatile space for a studio, office, guest retreat, or creative escape. Sunporch has been thoughtfully converted into a spacious Laundry room surrounded by windows, creating a bright inviting space filled with natural light. Theres plenty of Family space with a large Parlor in the Front leading to wrap around porch and Family room in the back with a half bath leading to back lanai. The rear of the home is where the magic continues, with a covered screened lanai with a partial view Charlotte Harbor, offering spectacular sunset views. Relax in the hot tub as the sun sets over the water, or gather with friends and enjoy the peaceful coastal setting. A stone-paved courtyard and charming rock gardens add to the home’s unique outdoor appeal. Enjoy peace of mind with new AC units, tankless H20 tank and appliances. Located just 4 blocks from historic downtown Punta Gorda and a short walk to Fishermen’s Village, you’ll enjoy easy access to waterfront dining, shopping, entertainment, boating, the vibrant downtown lifestyle and that Old Florida Charm! Historic charm. Iconic character. Harbor sunsets. A home with a story to tell. The legendary Halloween House is ready for its next chapter.

502 W Marion Avenue, Punta Gorda
617 W Olympia Avenue, Punta Gorda
$395,000
2 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33950 Zip Code
Step into the Punta Gorda lifestyle at 617 W Olympia Avenue, a beautiful home in the heart of Punta Gorda’s treasured Historic District, just three blocks from Gilchrist Park and Charlotte Harbor. Surrounded by mature tropical landscaping, this sparkling, move-in-ready home captures the character that makes historic Punta Gorda such a special place to live. Shell accents, a red-brick walkway and patio, established gardens and classic Florida architecture create a private, park-like setting that feels worlds away, yet downtown is right outside your door. Inside, approximately 1,250 square feet of living area blends original character with thoughtful updates. Terrazzo flooring meets extensive travertine tile, six-inch baseboards, crown molding and plantation shutters. The new kitchen features granite countertops, new soft-close cabinetry and stainless-steel appliances, while decorative and frosted glass doors bring additional character and natural light. The home offers two bedrooms, two beautifully updated baths and multiple living spaces, including a spacious family room opening through sliding glass doors to the outdoor living areas. Adding exceptional versatility is the attached approximately 11’7” x 22’6” finished garage/flex area, complete with tile flooring, air-conditioning vents, ceiling fan and window. Not included in the stated living area, this approximately 260-square-foot space offers exciting possibilities for an office, fitness room, studio, hobby space or potential third-bedroom configuration. One option could create an approximately 11’ x 17’ flex room while retaining approximately 11’ x 5’ of garage-accessible storage. Outside, this home truly embraces Florida living. A wooden pergola, red-brick patio, built-in seating, outdoor shower, gardening station, shell-covered backyard and lush tropical landscaping create your own private retreat. There’s even additional fenced parking for a boat, small RV or extra vehicles. A metal roof, electric hurricane shutters, rain gutters and low-maintenance landscaping add everyday convenience. And then there’s the reason people fall in love with living here. Walk three blocks to Gilchrist Park and Charlotte Harbor for a sunset, bike along the waterfront, head downtown for dinner, or simply come home and disappear into your own tropical garden. 617 W Olympia isn’t trying to recreate the charm of Old Florida. It’s part of it. A distinctive Punta Gorda home where terrazzo floors, tropical gardens and mid-century character meet the comfort and flexibility of today. You will love living here! Call today for a private tour.

617 W Olympia Avenue, Punta Gorda
15381 Orchid Drive, Punta Gorda
$230,000
3 Beds ⋅ 2 Baths ⋅ Punta Gorda SubDv. ⋅ 33955 Zip Code
No HOA, No Lot Rent! Let's GO! Welcome to your own slice of Florida living in Punta Gorda Heights! This 3-bedroom, 2-bath mobile home sits on approximately 1/2 acre with peaceful canal frontage, giving you plenty of space to spread out and enjoy the outdoors. Sip your morning coffee on the covered deck, unwind beneath the gazebo, or take advantage of the spacious yard for entertaining, gardening, pets, or future possibilities. A separate storage shed provides convenient space for tools, toys, and outdoor equipment. Best of all, you can enjoy a quiet, private setting while still being just approximately 6 minutes from I-75, making it easy to reach Punta Gorda, Port Charlotte, shopping, dining, and more. If you’ve been looking for waterfront, land, and room to enjoy the Florida lifestyle, this property is ready to welcome you home! Schedule your showing today!

15381 Orchid Drive, Punta Gorda
Start Your Search

How much is your home worth?

Get instant property value now!