Polk County Homes under $400,000

Polk County Homes under $400,000

**Discover the Charm of Polk County, Florida: Your Ideal Home Awaits!**

Nestled in the heart of Central Florida, Polk County is a hidden gem that perfectly blends the allure of small-town charm with the conveniences of modern living. Known for its picturesque landscapes, vibrant communities, and rich cultural heritage, Polk County offers an idyllic setting for families, retirees, and everyone in between. With its serene lakes, lush parks, and a plethora of outdoor activities, residents enjoy a lifestyle that emphasizes both relaxation and adventure.

One of the most appealing aspects of Polk County is its diverse real estate market, particularly for those seeking homes under $400,000. Whether you're a first-time homebuyer, looking to downsize, or searching for a family-friendly neighborhood, you'll find an array of options that suit your needs and budget. From charming single-family homes in quaint communities to contemporary townhouses that offer low-maintenance living, the choices are abundant and varied.

Polk County's strategic location makes it a prime spot for commuters, with easy access to major highways that lead to nearby cities like Orlando and Tampa. This means you can enjoy the tranquility of suburban life while still being close to urban amenities, entertainment, and employment opportunities.

With a welcoming atmosphere, excellent schools, and a strong sense of community, Polk County is not just a place to live—it's a place to thrive. Explore our listings today and discover the perfect home that fits your lifestyle and budget in this enchanting part of Florida!

Newest Polk County Homes under $400,000

673 Lobelia Drive, Davenport
$304,997
3 Beds ⋅ 2 Baths ⋅ Holly Hill Estates SubDv. ⋅ 33837 Zip Code
Welcome to 673 Lobelia Dr, a 3-bedroom, 2-bathroom single-family home with a 2-car garage in the established Holly Hill Estates community of Davenport, FL. The open floor plan connects the kitchen, dining, and living areas into one bright, welcoming space, ideal for everyday living and entertaining. Out back, the oversized concrete pad is ready for your BBQ grill, patio table, and chairs, so you can enjoy relaxed Florida evenings, weekend cookouts, and gatherings with friends right at home. The 2-car garage adds plenty of room for parking, storage, or a workshop. Holly Hill Estates is a low-HOA neighborhood tucked just off US-27, giving you a quiet residential setting with fast access to everything Central Florida offers. Posner Park, one of the area’s top shopping destinations, is minutes away with Target, Best Buy, HomeGoods, Marshalls, Ulta, a Cinépolis IMAX theater, Starbucks, Dutch Brothers, Davenport’s Ale House, Chipotle, and Twistee Treat. Publix, ALDI, and Walmart, Sams & BJ's Club are all close by for everyday errands, and local favorites like Best of British Pub and Pizzano’s Pizza & Grinders round out the dining options. Outdoor lovers will enjoy hiking the 8,000+ acre Lake Marion Creek Wildlife Management Area, fishing and boating on Lake Marion, and exploring Catfish Creek Preserve State Park and Lake Kissimmee State Park. Spend a weekend at the historic Bok Tower Gardens, grab fresh citrus and soft-serve at Ridge Island Groves, or enjoy a tasting at True Blue Winery. Champions Gate, Walt Disney World, LEGOLAND Florida, and Orlando’s world-famous attractions are all a short drive. Commuting is simple with quick access to US-27 and I-4, putting Orlando, Lakeland, and Tampa within easy reach. Nearby schools include Davenport School of the Arts and Davenport High School, a newer campus offering fine arts, hospitality, and technology academies (buyer to verify zoning). With an open layout, a garage, an outdoor entertaining space, and a location in one of Polk County’s fastest-growing areas, this home is a strong fit for a primary residence, second home, or investment property. Schedule your private showing today!

673 Lobelia Drive, Davenport

105 Inconnu Court, Poinciana
$309,900
4 Beds ⋅ 2 Baths ⋅ Poinciana Sub Nbrhd 4 Vil 7 SubDv. ⋅ 34759 Zip Code
SELLER OFFERING 10,000 CLOSING COSTS *NEW CONSTRUCTION* NEW CONSTRUCTION - 4 BEDROOMS 2.5 BATHROOMS - FULLY FENCED - FULL APPLIANCE PACKAGE Get 1% of the loan amount as a credit towards closing costs or buydown rate using preferred lender This 2,336 sq. ft. under roof house have a welcoming open concept floor plan with modern finishes. INCLUDED UPGRADES such as: FULL appliances package including WASHER AND DRYER, Master Bathroom with a sleek SHOWER DOOR, QUARTZ Countertop throughout the house, Garage Door Opner, vaulted ceiling / solid wood soft close cabinets in the kitchen / solid wood vanity in the bathrooms / dual sink in the master bathrooms / walk in master shower / Walk in master closet / Luxury vinyl plank flooring throughout the house / tiled bathroom floors / tiled floor to ceiling in the showers / high ceilings / luxury handles / 2 car garage / covered lanai / the windows are energy efficient. Additional features include a 2-10 HOME WARRANTY. Don't miss this opportunity—schedule your showing today! Some Pictures may refer to the Model Home. Poinciana is the new place to be! Close to your new home, you will find Publix, Walmart Supercenter, APV Fitness Center and Pools of Poinciana, Malls, HCA Hospital, etc. The Poinciana Parkway Extension/I-4 Connector Expressway and the SunRail station will ease your commute. Nearby enjoy Lake Marion and the many trails in the 12,000-acre Disney Wilderness Preserve, home to more than 1,000 species of plants and animals. Discover the community park with the dog park, picnic facilities, basketball courts and baseball facility.

105 Inconnu Court, Poinciana

6647 Millstone Avenue, Lakeland
$279,990
3 Beds ⋅ 2 Baths ⋅ Touchstone SubDv. ⋅ 33813 Zip Code
Under Construction. Ready in November! This quick move-in home includes main-level living. A convenient 2-car garage leads through the laundry room into the wide-open floor plan. Here, a formal dining space overlooks the gourmet kitchen. Friends will sit at the extra large center island as you cook up a culinary masterpiece. Then, enjoy indoor or outdoor fun in the impressive great room or on the gorgeous lanai. 2 spacious bedrooms and a full bath provide privacy and comfort, while your stunning owner’s suite offers endless style, with its huge walk-in closet and double vanities. Come see why The Coral is the complete package. Welcome to Touchstone in Lakeland, FL! Picture coming home to a peaceful neighborhood designed for comfort, connection, and everyday ease. Whether you're splashing in the community pool, relaxing in the shaded cabana, or letting the kids burn off energy at the playground, Touchstone makes it easy to enjoy downtime close to home. Touchstone puts you moments from Lakeland’s best conveniences and attractions. You’ll enjoy quick access to US Hwy 98, making errands, work, and weekend outings a breeze. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

6647 Millstone Avenue, Lakeland

4075 Marie Drive, Lakeland
$270,000
3 Beds ⋅ 2 Baths ⋅ Crews Lake Estates SubDv. ⋅ 33813 Zip Code
Welcome to 4075 Marie Dr in desirable South Lakeland. This charming home offers a comfortable layout with a large yard, NO HOA, no flood zone, and is situated a private cul-de-sac. Neutral finishes and laminate flooring throughout make for easy maintenance. The bright kitchen features updated cabinetry, stainless steel appliances, and a spacious closet pantry. The large kitchen bar offers space for gathering, complemented by a separate dining space. This three-bedroom home boasts abundant natural light and plenty of closet space for all your needs. The two bathrooms have been thoughtfully updated and offer neutral tones and ample storage. Off the dining area, sliding glass doors open to an enclosed sunroom, creating a welcoming spot for morning coffee, reading, or additional entertaining space. You'll also appreciate the separate laundry room off the sunroom, keeping laundry noise away from your main living area. An adjoining screened porch overlooks the spacious backyard, offering plenty of room to enjoy the outdoors. An attached one-car garage and an extended driveway provide added convenience. Notable improvements include a new drain field in 2026 with a transferable five-year warranty, air conditioning and water heater replaced in 2024, kitchen appliances replaced in 2021, a screened porch added in 2020, and a roof replaced in 2019. This home is conveniently located with easy access to the Polk Parkway and Highway 60, putting shopping, dining, parks, and recreation in Lakeland and Bartow within easy reach. Regional connections to Tampa and Orlando offer access to world-renowned attractions, entertainment, and employment opportunities, with major area employers including Publix, GEICO, and Amazon. A wonderful opportunity to enjoy comfortable indoor and outdoor living in an established South Lakeland setting.

4075 Marie Drive, Lakeland

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